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    • OK. My current thoughts.   I'd speculate that there may be a drop in prices in some places over the winter and spring, followed by (imo) a quick recovery in some places eg in London. There has been a correction happening in London / South over the last year or so. If I was in a position to do it, I would be sorely tempted to go bottom-fishing in copper-bottomed Central London in certain specific areas or developments known to me from when I lived there.    Cash or approved and evidenced deposit + mortgage will be king and you need to be in a position to buy quickly. The ability to grasp a deal in say 48 hours and exchange in 1-2 weeks is perhaps what you need .... quicker in London or places with demand, though that may not always need to be used. That will require the ability to make some judgement calls wrt risk.   The quick fall/recovery was the London was the pattern after the Financial Crash ... prices went down by iirc 10-15% and back up again within 1-2 years. In my view if a suitable Brexit agreement (imo 80:20 - it will be) those prices could be back up by summer if they tank slightly first.   Listening to Carney talking about a "possible 35% fall" is I think him getting his hit in early; I think that is deliberately using an extreme prediction to scare people, and the media emphasizing the extreme interpretation as always (and ignoring inflation as they also usually do on 'highest ever rent so hang the landlords' gibbering). When the vote was won in 2016 there were headlines of 'house prices will fall by 18%' as a result of just the vote - that was the "very severe shock" scenario.    I think that for plots ... except perhaps those with Planning Permission within one year of expiry ... people selling will sit on their hands unless desperate.   Auctions may be a happier hunting grounds as most landlords I am aware of are battening down the hatches in various ways ... either waiting to see, or locking in at low interest rates for perhaps 3-5 years to reduce risk, or deleveraging. TBH that probably has far more to do with the Osborne taxes from 2014-16 working through than with Brexit. LL Licensing regulation continues to be in horribly expensive incompetent chaos at a local council level, and I am aware of some LLs selling up or seriously considering doing so.   There may also be tenanted properties on he market, if you can manage it and are happy with the concept of either waiting until T moves on (imo the way), or terminating the tenancy and plan to renovate / move in (walking the ethical line imo).   A potential opportunity is in people with a single or two properties that are accidental landlords, as these are being gradually clobbered by regulation overheads being ramped up (eg where our local council have Selective Licensing, they appear to be demanding that the LL provide a 24hr emergency helpline, and supply correspondence about neighbour issues on demand for x years; afaik the latter demand is just unlawful but the law never stopped them before.).   Larger properties held by accidental landlords (ie more than terraces or small semis - typically ones that accidental LLs have moved out of but kept that are now becoming a burden) may be a good source for self-renovators as the yields are low, they will have been left alone with little money spent, and bank interest rates are slowly becoming more attractive as an alternative. Direct approaches may be a good approach there ... go and knock on the door. Probably the best way to source those is via word of mouth (ie do not get stiffed by transaction costs) or build a relationship with a property professional.   If you plan a long term home, as many of us do, then the perspective of being able to absorb risk over say 10-15 years is a more distinct advantage than is usually the case.   And of course half-built self-build projects always lag behind their underlying value if you happen to find someone who has built a fincncial  hole for themselves without a sufficient contingency ladder to get back out, and not a house.   But it is a volatile time, and you need the resilience and working capital to absorb your worst case. Not a time to be skating on thin ice unless know you can float.   This thread may also be of interest: https://www.propertytribes.com/things-will-doing-more-property-t-127635993.html   Do your own research. Check the integrity of your jewelled battle-shorts, and do not insult anyone's mother.   Ferdinand
         
    • If you use the same size holes as the outer plate you can't fit in the tools to service the mixer. Like this bad boy big box spanner!     1" AF socket for the NRVs then a 17mm box spanner goes over the spindles. Whether they all still fit once the tile is stuck on for good and accumulative error raises it's head???
    • I decided about six months ago to either build or significantly extend/renovate a property, at the time I didnt really consider any effects a hard Brexit might have.   Six months later the realisation that building land is either scarce or overpriced and that renovation projects are equally as hard to find I seriously considering doing nothing due to the big "what if" cloud hanging over Brexit. Its easy to say nothing will change, its much harder to deal with the consequences if it does and at this stage Ive read forecasts anywhere from growth to a 30% drop in house values over the first 3yrs.   Personally Im finding the speculation a real headache. Im even considering moving into rented and holding onto my capital in an easy access investment so I can wait to see what happens and react accordingly. Of course paying rent isn't ideal and would need to be offset against any saving made should there be a drop/crash but it might be the way to go, avoiding losing money is as good as making it.   Crystal ball anyone?...
    • Do not worry .. took me a couple of weeks to do it all.   Go down the offie half way through.   Unfortunately this excellently named place is in Sunderland. It is like a boozed up version of Open All Hours.   I love Fatso's Cafe next door. If they put one of those in London the Mayor would try to ban it for the implicit suggestion that fat people eat more sausages.        
    • That bit yes but the home, away, summer, temp hold, holiday stuff etc learnt by trial and error and fiddling round with the settings. That touchscreen thing is pretty good TBH. Saves wandering round having to check and set 14 zones separately, and for seeing what the temp is like across the whole house. The newer installations will all be controlled by an app of course but that’s like the Mach 1 version of an app in a wall box lol. Just need to work out how to change the battery now before I switch the heating back on.     
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