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Temp

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Everything posted by Temp

  1. United Utilities refer to Appendix H4 in Approved Document H. The full text of _requirement_ H4 says... https://www.planningportal.co.uk/info/200135/approved_documents/71/part_h_-_drainage_and_waste_disposal The rest of the approved doc mentions building within 3m of the centreline, but I can't see any reference to driveways constituting building work. Forgot to add that you are required to protect a sewer during construction (eg from heavy lorries delivering stuff).
  2. I hate the word deposit... When you buy any house (including one already built) the bank is interested in the loan to value ratio. Regardless of how much you borrow the bank usually holds the whole house and land as security. If you borrow 80% of the value the remaining 20% is usually referred to as a deposit but a better name for it would be "additional security" because its additional security the bank has if you default. It covers their ass if they have to sell after house prices have fallen. One possibility is that you might be able to (and want to) borrow a bit more than the estimated build cost. For example if the build cost is £250K and the land is valued at £100K you might be able to borrow 80% of £350K = £280k giving you £30K of contingency. Other matters: There are some legal issues associated with gifts of land. One is that you must formally accept the gift or it can be invalid. That might leave you and their estate with an IHT bill (even if they survive 7 years). So write your parents a nice thank you letter once the plot is registered in your name(s) at the land registry and make sure they keep it with their will. Your parents may also face a CGT bill if the land isn't currently part of their principle private residence (even if they give it to you for £0). CGT would be calculated on the market value less their GCT allowances at the time of the gift. Depending on their tax situation it might well be better for you to get PP after they have gifted you the land not before. eg because getting PP will increase the value a lot.
  3. Perhaps look at one with a brush less motor. Should be quieter and less maintenance.
  4. This is what I got.. SWA cable from MCB in house CU. Braid connected to earth in the CU at the house end only. Earth rod at shed end. Garage CU in the shed with RCD for power sockets.
  5. The IET have a guide "ELECTRICAL INSTALLATIONS OUTDOORS: A SUPPLY TO A DETACHED OUTBUILDING". Not sure if link will work... https://www.google.com/url?sa=t&source=web&rct=j&url=https://electrical.theiet.org/media/1695/electrical-installations-outdoors-a-supply-to-a-detached-outbuilding.pdf&ved=2ahUKEwjp3-2y28TjAhUZi1wKHe0DCrMQFjAAegQIAxAB&usg=AOvVaw383FWw05Q6zVowQqp2B-0o&cshid=1563668016887
  6. The NHBC have a guide on Building near Trees. Removing trees can be the wrong thing to do as on some soil types it can cause heave. We have trees virtually touching our house. I don't recall any questions on trees when we insured it. We have clay soil and didn't need piled foundations, just had to line the trenches with foam boards.
  7. I'll be surprised if the moss is the cause.
  8. Apparently when you convert an agriculture building you can keep all of the structure and still claim the VAT back. See Peters comment in this thread. I've not checked the details.
  9. Is it in a conservation area?
  10. What exactly does your existing permission say? And what does the new application for a two storey house say you want to do? I disagree with Mike. If you only have permission for a conversion but knock the buildings down the planners may well come back and demand a new planning application. They will point out you have permission for a conversion not a knock down and rebuild. They may grant it or could be mean and say that now the buildings have gone you are trying to get permission for a new house in the country side which is against policy. Its unfair but it has happened before. People have been forced to go to appeal taking time and money. What I would do is check the foundations and if necessary amend your application to a knock down and rebuild.
  11. Perhaps ask your BCO if you can make one yourself? Take a trip to the DIY sheds to copy a design?. Hardwood door sills already profiled and glazing bead profiles/mouldings are available so I don't think you need to do any fancy machining. Will need a toughened glass sealed unit if the side panel is going to be full height (but any glass shop can make one for you to your template).
  12. Pretty sure you could get a nice hand made oak door and frame for less than £4k around my parts. Good question. On new buildings I think the clear open width needs to be 800 so an 838mm wide door would probably have to open past 90 degrees to be acceptable depending on how thick the door is. However on existing buildings its 750/775mm so should be ok.
  13. Heard this on Radio 4 today. Some people that used a private BCO have had to revert to the LABC. LABC wants evidence their foundations and drains were installed correctly but private BCO is now uncontactable. Moral of story... If you use a private BCO take hundreds of photos before covering anything.
  14. I ended up making my cables and put the connector in a small plastic box fixed under the eaves.
  15. There are a bunch of rules limiting what you can do without needing planning permission. Best work through each one on this page to be sure it doesn't cause a problem.. https://www.planningportal.co.uk/info/200130/common_projects/17/extensions
  16. See this thread.. https://forums.moneysavingexpert.com/showthread.php?t=5797650 Google found what looks like form AP1 here.. https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/744253/AP1__2018-05-25_.pdf You should get a solicitor to help fill it in and will need plans of the site. I'm not sure if you can give yourself an easement? That's another possible issue. I would also speak to a mortgage broker. You might find remortgaging your current property is cheaper then a specialist self build mortgage. Make sure to check out all the fees, including for early redemption. When we purchased a buy to let in the 1980s it was cheaper to increase our mortgage on the house we lived in than take out a new one on the buy to let. Finally a reminder to make sure to get your self build CIL exemption paperwork done before you start any building work on site.
  17. If building a brick outer, block inner cavity wall you usually arrange for both inner and outer to end up at same height at the dpc which is typically at least 150mm above ground. Bricks and blocks are different heights so some combinations achieve this and some dont (unless you cut blocks). Plan ahead and this determines the ideal height(s) to fill the trench to below dpc.
  18. NHBC say 225mm cavity below dpc. Can be reduced to 150mm if there are weep holes.. http://nhbccampaigns.co.uk/landingpages/techzone/previous_versions/2011/Part5/section1/sitework.htm
  19. For purposes of prolonging PP your work must be legal so you need to comply with any conditions that say "Before work starts on site..."in order for work to have "started" However for the purposes of the CIL exemption I would be much more careful... https://www.legislation.gov.uk/ukdsi/2010/9780111492390 Commencement of development 7.—(1) This regulation has effect for determining when development is to be treated as commencing for the purposes of Part 11 of PA 2008. (2) Development is to be treated as commencing on the earliest date on which any material operation begins to be carried out on the relevant land. (3) Paragraph (2) is subject to the following provisions of this regulation. (4) Development is to be treated as commencing on the day planning permission is granted for that development if planning permission had previously been granted for that development for a limited period. (5) Development for which planning permission is— (a)granted under section 73A of TCPA (planning permission for development already carried out); or (b)granted or modified under section 177(1) of TCPA 1990 (grant or modification of planning permission on appeals against enforcement notices), is to be treated as commencing on the day planning permission for that development is granted or modified (as the case may be). (6) In this regulation “material operation” has the same meaning as in section 56(4) of TCPA 1990(16) (time when development begun). https://www.legislation.gov.uk/ukpga/1990/8/section/56 (4)In subsection (2) “material operation” means— (a)any work of construction in the course of the erection of a building; F4[(aa)any work of demolition of a building;] (b)the digging of a trench which is to contain the foundations, or part of the foundations, of a building; (c)the laying of any underground main or pipe to the foundations, or part of the foundations, of a building or to any such trench as is mentioned in paragraph (b); (d)any operation in the course of laying out or constructing a road or part of a road; (e)any change in the use of any land which constitutes material development. ok so you can argue that a driveway is not a road and you can use a site for 28 days without needing PP for change of use, but do you want the agro if they get bloody minded? Would installing a dropped kerb be "driveway" or "road"?
  20. PS In the UK the ASA typically prevent companies selling magnetic water treatment devices from claiming they make the water softer. See... https://www.asa.org.uk/advice-online/water-treatment-devices.html Selected quotes: The ASA and CAP understand that magnetic or electromagnetic conditioning devices are not capable of “softening” water and as such should not be claimed to be equivalent to water softeners (International Bathrooms WTS b.v., November 2010). Snip The ASA understands that no universally accepted theory about how these devices operate and no evidence to support the contention that the devices can inhibit scale formation generally exists.
  21. Given they are £145 and probably cost less than £10 to make I would read all of this.. https://www.telegraph.co.uk/finance/property/advice/9862512/Jeff-Howell-will-a-Hydroflow-stop-limescale.html
  22. I think i wouls send a copy of the HMRC rejection to the complaints department at head office pointing out that HMRC don't consider it a valid VAT invoice and ask them to provide one. Google suggests its at : 19 Colonial Way, Watford WD24 4JL Per
  23. If the door is too narrow what about the garage itself? Our architect also designed our single garage and after getting PP we worked out we could get the car in easily but wouldn't be able to get out of the car at all easily as the car door wouldn't open far enough. It was only a Ford Focus!
  24. You can get 80mm PIR. Might even get a discount as you will be buying twice as much of one type.
  25. I found the amendments to class Q here... http://www.legislation.gov.uk/uksi/2018/343/made I can't see where it limits the size of garden but perhaps I missed it or there is another amendment. I did note you have to finish the conversion within three years of getting prior approval. If you don't then you need planning permission and i guess your vat reclaim might be refused (work not lawful at time its carried out).
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