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Everything posted by ProDave
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A lot of PIR sensors have a "time on" delay so it will only activate for say 6 hours after dusk. I feel certain you should be able to find the same in a light sensor.
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Is any form of "rent to buy" legally possible?
ProDave replied to ProDave's topic in Party Wall & Property Legal Issues
The person wanting to buy it currently runs an on line marketing business which she is trying to grow. She also wants to run the B&B. We have never run the B&B as anything more than a hobby so it's never been particularly widely advertised and occupancy has been quite low, but that suited us for an easy business that helped earn the not very much we need to live on. She has been doing a trial run for 2 months now, living in, running the B&B and marketing it more aggressively and the results are already showing with much increased occupancy. We looked at selling the B&B as a business but there are several pitfalls there compared to just selling the house. One was the only agents interested in marketing it as a business wanted a hefty up front fee to engage them and much higher sale fees than a normal agent, then there is the possibility of capital gains tax if sold as a business asset. This is why you will see many houses clearly trading as a B&B advertised with a normal agent, and advertised as having "B&B potential" (nudge nudge wink wink) All I want from the house in total is what it's currently marketed for, which is presently 5% under the professional surveyors valuation. If in the intervening few years the buyer turns the B&B into a fantastic business and by some miracle property prices here rise, then that will be her gain and not my loss, I will still be happy to accept the same. If we do go ahead with this, we will take the property off the market and tell the agent it has gone to rental. There would not then be others looking at it to buy it. It's still in the early days of exploring this and it's unlikely we would move out and start formally renting it before the spring. Yes I think I will have to take the tax on the chin. As we are currently non tax payers, some of the rent would just use up the last bit of our tax allowances so it would not be taxed on the full rental income, just a bit of it. We are not planning to do B&B from the new house. That is our retirement house, and part of the reason is downsizing. We felt if we stayed where we are and just stopped doing the B&B then the house would be too big. So the new owner would be able to contine the B&B without any competition from us. -
Is any form of "rent to buy" legally possible?
ProDave replied to ProDave's topic in Party Wall & Property Legal Issues
My thinking is as currently non tax payers, if we accepted £10K rent in a year, and that resulted in us paying £1K tax (purely guessed figures) then as far as I am concerned she will have only "paid" £9K towards the house. -
Here is an interesting conundrum. As many of you know we are trying to sell our old house, without a great deal of luck We have someone interested but not in buying it just yet, but eventually. What this person has in mind, is renting the property for a few years, and in that time building up the B&B business with a view to buying it in 4 or 5 years time. But here is the rub, any rent they have paid, would then reduce the eventual purchase price. So say (arbitrary figures to make the maths simple) she pays £1000 per month rent, and buys the house in 5 years time, she would expect to pay £48K less than the valuation price because she would already have paid £48K in rent. Now in principle, I am fine with that arrangement. The house would not be sold until a proper legal offer was on the table when the time came, and if it all fell apart, then at least we have had rental income so won't have lost out, and the rental income should help us move the new house forwards. But here is the complicated bit. TAX. If we just sell the house, it is (and has been for 13 years) our family home so there is no tax to pay on the sale. At the moment we are both low earners and with todays high tax thresholds, neither of us pay any income tax. But if we accepted rent for the house that would push both of us into paying some tax on the rental income. So if we just informally treated rent payed as advance purchase and then accepted a lower sale price, we will in effect have paid tax on part of the sale price. That it ethically wrong. Is there any legal way to set up such a rent to buy agreement such that the monies paid count as being towards the eventual sale of the property and are therefore exempt from tax? Also bear in mind this is in Scotland so we are talking about the Scottish legal system here.
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Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
Re mvhr and operating at the lower levels acceptable for humans. The flow rates are dictated by building regs based on occupancy and size. Our new house, with 3 bedroms, is deemed by building control to accommodate 5 people. The reality is there will be 3 of us living there. So we will have a house with an air supply capable of supporting 5, with only 3 of us using it. I think that will do. I suspect very few self built detached houses come anywhere close to their maximum occupancy. Our present 5 bedroom house is sized for 8 people but rarely has more than 7 (when both b&b rooms are occupied) and very often just the 3 of us. Where this may be an issue is at the other end of the spectrum ins small 3 bed terrace houses in town where you will much more likely find all rooms filled to (and beyond) capacity. -
To summarise (quick version) SEPA in Scotland start from a presumption against discharge to a watercourse. They initially refused me. I thought filter mound would work for me, but building regs changed and it would no longer fit the plot. After a couple of alternatives were rejected SEPA finally granted permission to discharge to the burn on the basis all other alternatives had been ruled out and it was the only option available. Now the silly thing in all this is they still demanded a "partial soakaway" i.e allocate that small area that building regs allow to a soakaway and anything that is is not dealt with by the small soakaway will go to the burn. But building regs demand the soakaway must remain 10 metres from the burn. But anything that comes out the other end will go into the burn. Would it not have made more sense therefore to say the soakaway could encompass the land right up to the edge of the burn and therefore more of it might go to soakaway and less to the burn?
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A septic tank and a treatment plant are pretty much the same size. Both have to be used with an infiltration field or something similar to dispose of the liquid effluent. Because the effluent from a treatment plant is a LOT cleaner, it only requires a smaller infiltration field. I would not install a septic tank now (indeed in my new house I have a treatment plant) I was just giving the septic tank as an example as that's what we have in the present house. The self contained thing you are thinking of is a cess pit, but they are not allowed now and need very frequent emptying. Sometimes you can get permission to have an infiltration field in adjoining land, our present house has that under the field at the back of us, and if you have a watercourse you might get permission to discharge into that.
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I presume you have to partly close the risers? I am sure the regs here are no gap that a 100mm diameter sphere can pass through.
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Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
^^ and you wonder why I am not sorry to no longer be a landlord. I had one tenant who complained of water running down the walls. the fans were off, the heating was off, so the place was cold, the windows and vents were all shut, and every room had wet washing hanging up everywhere. thankfully that one didn't stay long, and never had a problem like that again. -
Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
Re OFF switches, as a former landlord, I realised very early on that you had to physically remove and bypass any fan isolator switched so it was not possible to turn the bathroom fan off. Otherwise it was normal for a tenant to turn the fan off because it was too noisy and ran on for too long after using the bathroom. Then they would complain about the mould and expect the landlord to "fix it" -
Up here in Scotland, water is still charged as a percentage of your council tax, I pay a little under £300 per year for water. It is not metered. We would pay a similar amount for mains sewage if it was available. Present house has a septic tank, and we get it de sludged every 2 or 3 years at a cost of £187 this year, so in theory that's cheaper than a mains connection but probably similar when you factor in paying for the capital cost of the system.
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Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
Excellent well worded response there Jamie. P.S on the subject of IQ, it is a fact that by definition, just about half the population are of below average intelligence. -
July 2013 Douglas (Doug) came into my life. We hadn't even quite completed on the purchase of the plot then. So in the early days he sat on my drive waiting. Time for me to fettle him a bit, service his engine so he was ready for action. It wasn't long before we started working as a team. Sitting in his big comfy arm chair, pulling his levers, and his rams responding to my commands. We had some good times together. Clearing all the scrub from the plot and grubbing out some tree roots. First real test was preparing a pad for the static 'van. Then preparing the proper site entrance. Then the real fun started. Getting services on site, and digging the foundations, that was the biggest single job, shifting over 200 tons of soil in the process. Next was all the drainage, including putting the treatment plant in the ground. That had him reaching at almost full stretch down into a big hole in the ground. Then all the rainwater drainage. The last job was leveling the site and basic landscaping, Spreading all those heaps of soil about to make a flat and level(ish) garden. Then the work was done. There's nothing more to do. Our time together is finished. Time for Doug to move on to new challenges in a new location for a new owner. Today was the day he departed and I can honestly say not without a bit of sadness. I sat in that seat playing with those levers for a total of 164 hours in the time we were together. Here he is about to depart for adventures new. I had no trouble finding a buyer. I already had an interested party lined up, the man that bought some of my scaffold a few weeks ago said he might be interested. You may also recall I recently discovered a structural defect that needed some welding. I faced the choice of find someone to fix the fault, or be totally open an honest and see if the new owner would buy Doug knowing the fault and what needs doing to fix it, at a reduced price of course. And that is what happened, the new owner has bought Doug knowing he needs a bit more TLC before he is ready to embark on his next adventure, helping a self builder on a croft about 15 miles away realise his dreams. And to anyone reading, buying my own machine for this build was absolutely the right choice for me. It has been so handy to have the machine there for whenever I needed it, not to mention the cost saving compared to hiring a machine.
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Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
I once went into an "eco house" and thought it felt a bit stuffy. It wasn't long before I realised the occupier, who was a tenant, did not have the mvhr turned on, and further more didn't know what mvhr was, the fact they had one, and the fact it should be turned on. Certainly in the case of a rental property, you would think some pretty simple instructions wold be easy to provide. I have yet to encounter this "chronic overheating" phenomena in Scotland. -
The question boils down to do you want to have a go driving a mini digger? I'm one of the ones on here that bought my own for the build, and it has been a fun experience. They are not hard to learn to drive. As already mentioned you need to think through what you are going to do so you don't box yourself into a corner for instance but it's not hard. For me the benefit of having ones own machine (I know that is not what you are talking about here) is the sheer convenience of having it just sitting there waiting for whenever you want it and not being stuck to somebody else's schedule.
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Scottish parliament Committee 'expert' opinion
ProDave replied to jamiehamy's topic in Environmental Building Politics
Lots of contradictions there and lots of miss understanding. I would love to know where these "lightweight, cheap to buy, highly insulated timber houses " are . At least my own new house will be complete before they can mess with building regulations and demand we all install high "thermal mass" And where was all this thermal mass in cavity wall houses? yes they were really efficient to run weren't they. -
will a gas balanced flue compromise air tightness
ProDave replied to lakelandfolk's topic in Boilers & Hot Water Tanks
I thought that described an open or conventional flue? I always understood "balanced" flues drew combustion air in from the outside and expelled combustion products outside. Often with two flue pipes adjacent in a rectangular housing, rather than coaxial. -
Jeremy installed his own treatment plant simply because the cost of connecting to the main sewer was too much and his planners accepted it. (ditto his borehole for water)
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Have you got room for a treatment plant and a soakaway?
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If it's any use to anyone, we have had some Open Reach engineers staying in our B&B for a few weeks. I was asking them the procedure to actually get connected (my cable is from the house across the road and a coil of cable left directly above the BT cable in the verge) It is in fact not OR that you contact for your final connection, but your service provider (that's BT then) and when you request a new line, they will arrange the connection of the cable with OR.
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All I knos is Open Reach didn't seem to care HOW their cable got from one side of the road to the other. They just gave me a drum of SWA cable. So if you can get a contractor to put a duct under the road cheaper, then ask OR to re quote on the basis that a duct and draw string is in place.
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I would have gone to planning with an over sized house, clearly stating that your aim is to make the habitable space inside 15% bigger, but to achieve that with passive house walls the external will be larger due to the extra wall thickness. And gone to appeal if refused.
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Why HVDC for the inter-country interconnect cables?
ProDave replied to readiescards's topic in Electrics - Other
I thought they used a DC interconnect between countries on different frequencies (50Hz / 60 Hz) I would love to know how they convert the dc back to ac at the far end, that's one F big inverter? Perhaps it also saves countries on the "same" frequency all being phased together? After all you can see the argument as to who is going to be the master to set the phase and frequency.
