Declan52

Pay for an 18 month policy then extend it. If the mortgage company want a full site policy then I'm afraid your going to have to pay up.

If you get it up over your knees it's near impossible to get out of never mind chest high.

Make sure the sums work without any rhi payments. The guarantee that the payments will last 20 years aren't worth the paper they are written on. All the farmers and business's here in NI that invested in the flawed rhi scheme soon got the payments cut as soon as it suited. They took the government to court and lost.

Put the founds in for the garage but leave it a course lower. Stone over it to make your turning circle then once the ink is dry on the completion certificate scrape the stone back and finish your garage. Will also mean all the dirty work is already done. Only issue is vat claim back on materials for the garage. Any where you could store them.

Meet him at the door carrying boxes in from the boot of your car. Have a few will positioned boxes set through out the house. Operation "we really have only just moved in" begins.

In a passive slab you won't have many services running through it. A few ducts for waste from toilets, baths sinks etc and if you have ufh the pipes coming up at your manifold. After that it's maybe only the mains electric coming in and telephone cable and things like a duct carrying power to outside shed, electric gates etc. All your first fix wiring and plumbing will be in the joists and run to whatever point them come down or up via studwork. If your going for the ufh pipes in a dry biscuit mix then you allow for this extra few inches when your building it. You can still put the spreader plates in from above and floor over them like normal. You just have to carefully mark each joist and any where that the pipe crosses over so no stray screw hits it. When you are doing things like downlights all the cables will be in the behind the plasterboard. The spark will cut a hole pull the loop through connect it up to the light then click the light in. It's not that hard a job to do. He will have it all worked out where the spots are going so well have the cables in the right spot. Are you going to be doing the electrics and plumbing?? If not then you really are worrying over nothing. You shouldn't be doing any electrical or plumbing work unless you know what your doing.

Think your way over complicating things. Don't try to reinvent the wheel. Put the floor in up stairs first. Then the build is a lot safer. Do the first fix joinery. Stud walls etc where they need to go on both floors. Then get the sparks and plumbers into to run all there bits and bobs through out the house. The sparks pull cables through the joists and for the ground floor they go down and the first floor they go up. How would you do this if the ceiling is already in on the first floor and you put the floor down. Same goes with any plumbing pipes how would you work them. That's before the obvious battering and banging on the floor when your doing the floor and any stud walls. Your nice crisp white ceiling will have a lot of popped screw heads.

I built mine up and put the roof on before I went looking a mortgage. There where plenty of options but went with ulster bank in the end. A site with a shell of a house on it is worth more than a site. The only thing that might be an issue is getting a warranty to cover the work that is already done. But if you don't need a warranty then won't matter.

You can trade John Lewis and richer sounds of against each other. Both do free warrantys that are 5 and 6 years long.

So have they already started up again under a new name!!!!

Most new smart TVs have a remote that you can talk to. So you tell it to change to BBC 1 etc. Works pretty good, if it can understand me then it should be fine. My Samsung and LG smart TVs both have this function.

A 360 degree rotating telehander would do it as long as on site there is a spot to set up close enough to swing round and reach the majority of the build. They are big and heavy and don't move across the ground the best though.

You could unload from the main lorry onto a flat bed trailer at 8 panels at a time. You will need another machine to lift from the lorry to the trailer if it doesn't have a hiab.

Could you use a small length of plastic batten just on this area???

I think this is a question you really need to be asking solicitor with experience in these matters. As far as maintenence goes if you put the road in as hard-core it will require constant upkeep. If it's concrete or bitmap/ ashphat then it will need much less. More money upfront but less hassle long term.

Every one starts their build with high hopes and the wish list. As things progress then you start to realise what effect various different aspects of orientation and site layout can have,never mind budget . If you have to make changes then make them, as it's you going to live in the house. You seem to have all your Ducks lined up so do your research on each stage and if you need a question answered post away. As for a blog its just an easier method to record your progress as you can divide it up to suit the different stages that you encounter. On a single long post the details very quickly get lost as posts can detour of topic. Have a read through a few and see if it's something that would interest you.

At the end of the day it is going to be his choice to take on board all the advice given here. If he wants ufh in his ground floor and wants it to heat the house then the floor needs more insulation. It's just that simple. If it's left as is then the heat loss to the floor underneath will be too much that the ground floor will struggle to get to a nice liveable temp without either it being on permanently or the water temp being over 50 degrees or maybe even both. These two options will be much more expensive in the long run than extra insulation or a different flooring system. But it's his choice. I don't think that he has actually started so there is still time to make alterations using a pencil rather than a digger.

What bargain did you get with mhrv??

I would put the founds in for that part on the assumption that you plan to build on up in the future. Same goes with the walls, insulate them as you will do the rest of the house. So in the future it will be dead easy to strip back the roof and build up. You might never do it but all least the option will always be there. You never no what the future will hold.

Would the budget stretch to building over the carport and garage to give the floors above an increase in floor space.

A 13t digger with an extension in the boom will lift whatever you need esp if it's only a single storey. You can get diggers with no tail swing that will be not much more than 2m wide.

Not the end of the world yet. If your founds have to done this way then so be it. You will need to increase the last course to give you more depth for floor insulation. Not that expensive a step but if you want your ufh to work it needs done. The rest is just details. You can go back to whoever is doing your frame and ask about different options for increasing the wall depth and for using other types of insulation. Obviously this will affect the budget. Things like factoring in a service cavity is an easy remedy. The timber frame company won't start making the frame until the founds are done and they measure up so you still have time to make changes. Most important thing to remember is to build the house to suit your budget. If you can't stretch the budget to make any changes then fine it is what it is.

I done the course a few months ago for work and they stress that you should only lift what you feel comfortable with. And you should only lift as a last resort. You should look for either help with lifting it by using a piece of machinery, forklift for example, or another pair of hands.

There is now no min amount when you do that course. It's more that you try to estimate the weight and see if you would be comfortable carrying that weight. Some larger people can lift 25kg without even thinking about it others would struggle. Then it's technique after that. Nothing more punishing than lifting 50kg bags of cement first thing in the morning.

I got a new 55 inch 4k TV using it.