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Id go for Zinsser Bulls Eye 123 Primer Sealer Stain Killer.. https://www.screwfix.com/p/zinsser-bulls-eye-1-2-3-primer-sealer-1ltr/10135?tc=IB6&ds_kid=92700030933329085&ds_rl=1241687&ds_rl=1245250&ds_rl=1243321&ds_rl=1245250&ds_rl=1249484&gclid=CjwKCAjwq-TmBRBdEiwAaO1enyt30_81LTfexB9hr5oI9fcvFI9xz_gefInb1VODoGsbf922q35hqRoCpmEQAvD_BwE&gclsrc=aw.ds Someone here recommended their range to me for the ceiling over a shower where the steam was causing paint to peel off. Worked very well. Edit: They also have a "Cover Stain" version.

They cannot "fine" you but they could in theory call in the mortgage eg ask you to remortgage which you might find hard to do at the current stage. Some lenders won't lend on what they see as a "development", so is this just an extension or have you knocked the whole place down? If just an extension I think it's unlikely they would push for repayment as they might not get their money back after a forced sale. Perhaps try for a meeting to discuss the way forward.

Many mortgages have a condition requiring you to get their permission before undertaking building work but many people either didn't read the small print or forget. Look at it from their point of view.. You don't say what the building work is but for the duration of the work the value of the property is likely to be affected and what if you died during construction or the builder ran off with your money of you went bust and had to stop work. There are a lot of extra risks for the lender during construction work and they worry about the value of the asset they have as security for the mortgage. Does your home insurance cover the house while building work is underway? Not all policies do. Check the T&C's and write back to apologise and requesting permission. If possible include an estimate of the likely finished valuation from an estate agent. Also a copy of your builders insurance and an estimated completion date. That's all I can suggest.

It's not always easy to say if planning permission is or isn't required, however it looks like you don't need planning permission for either the windows or balcony provided: 1) It's not a conservation area or similar as different rules can apply. 2) The balcony will be less than 300mm above ground measured at the house. 3) The balcony won't affect the amenity value of a neighbour or cause an overlooking issue. 4) Permitted development rights haven't been removed (either by a planning condition or the Article 4 directive that Ferdinand mentioned, these are more common in conservation areas). 5) The new house won't be more than 50% bigger then the original house when first built. 6) The total area of balcony won't use up more than 50% of the original garden. If in doubt ask the planners but sometimes they can be reluctant to give advice unless you pay them a "pre-application fee".

I'm hacked off with gov policy. Our village once did a survey which voted in favour of a community wind turbine. Then one of the big energy companies applied to build a wind farm with 120m turbines right next to the village and two conservation areas and pissed everyone off. That application was eventually rejected by the secretary of state but it got everyone's backs up. Especially the behaviour of the developer during the planning process but that's a long story. Any way I find myself with space for a 4kW ground mounted PV array and the money and skills to do a DIY install, I even have a duct in the ground ready...but I now have a local community that would probably never speak to me. Planning rules even encourage me to make any visual impact worse. I could put them smack in the middle of the site (nearer a footpath) without planning permission but the best place would be next to the site boundary where planning permission would be required.

Welcome to the forum. I dont believe you need planning permission to change the windows (unless the original permission for your house or the one for the extension, has any relevant conditions, eg a condition removing permitted development rights). You _may_ need planning permission to enlarge the balcony(s). That's because any "raised platform" over 300mm high (12") needs planning permission. However it depends where the height is measured. Usually this is adjacent to the house so it's possible it's not higher than 300mm at that point despite being higher elsewhere. If it's >300mm high adjacent to the house then I believe it will need planning permission. https://www.planningportal.co.uk/info/200130/common_projects/11/decking You will need Building Control Approval (this is separate and different to planning permission). This is because structural alterations will be required to enlarge the windows openings, particularly as it looks like you will be removing brick piers and a brick corner and enlarging openings considerably. I think I would want some involvement from a structural engineer rather than just letting the builder design it. Typically you might need to put a steel beam above the new window openings but that corner/joggle you are removing means any beam isn't a simple straight beam. PS: The planners may consider that the area of the balcony counts as an extension. Given you already have an extension this may take you over what you can do without planning permission. Normally you can only add a total of 50% to the floor area of the original house so how big is the existing extension and did it need Planning permission?

Ah no i remember. We were able to get a copy of a report done by the previous owner of the site. Had to pay just a nominal fee to get it assigned over. So we didn't have to pay full cost in the end.

Sorry it was 12 years ago. I'll try and look it up tomorrow as I can't remember. When you ask for a quote the company will ask you if you have a digger available because a percentage of the cost is getting a digger on site and digging tye two or three 1-2 meter deep holes they need.

Why do they want one? Its usually to justify the foundation design. For example there could be clay soil or made up ground etc. He may also have said "soil condition report" when he meant "percolation test" to justify the soakaways design. Sometimes these two are done together. We needed a soil condition report because we had a clay and trees (but it proved we didn't need especially deep foundations so potentially we saved money) and a round feature on old maps which might have been a pond (it had been filled with rubbish and showed we needed piled foundations under the garage).

There are also rubber adapters with jubilee clips but a bit expensive. I think some universal blanking plugs also have a smaller boss on them that can be drilled out.

When you say recent do you mean the ensuite or the problem? Is it a new problem or always been slow? I find a plunger works followed by a few buckets of water but it's not a fun job.

Sorry if you know this but remember to put the special large radius bend at the bottom of each stack. Think I would also do an option 3.

I don't think you can't really start on the CIL exemption paperwork until you get full PP. You just must not start work on the site.

If you understand the planning process, and can draw, you can apply for full PP yourself but I wouldn't recommend it first time around. An Architectural Technician or Plan drawer will be cheaper than an Architect but check what experience they have.

Yes next step is to get Full Planning Permission. Do NOT start work until you have got your CIL exemption sorted out in writing. It's a multi step process. One slip and you might be hit with £20,000 bill. https://www.cornwall.gov.uk/environment-and-planning/planning/planning-policy/adopted-plans/community-infrastructure-levy-cil/ Was introduced in January this year. The rate varies with location from £0 to £400 per square foot. See the charging schedule. Self builders are exempt if you follow the process... https://www.gov.uk/guidance/community-infrastructure-levy#Self-Build-Exemption

Perhaps anyone not quite 60 could get their parents to order the PV :-)

Couldn't make it up.... https://inews.co.uk/news/environment/renewable-energy-vat-increase-solar-panels-battery-storage/ Environment Renewable energy: Proposals to add full 20% VAT to solar panels and battery storage The changes are set to come in from 1 October HMRC have introduced higher VAT rates for the installation of some renewable and sustainable energy sources In brief HMRC has proposed a price hike for a number of sustainable energy sources Prices would be higher, going from 5% to 20% VAT HM Revenue and Customs (HMRC) is set to introduce higher VAT rates for the installation of a number of renewable and sustainable energy sources, such as solar panels and biomass boilers. The government body responsible for collecting taxes, announced a hike in rates from 5 per cent to 20 per cent for machinery costs when the technology costs of installation are above 60 per cent. Previously, households that chose to install solar photovoltaic (PV), battery storage or biomass boilers, benefited from a reduced VAT rate of 5 per cent, however their material costs are higher than the new limit. The changes are set to come in from 1 October. Exceptions to the legislation, for which the 5 per cent VAT will still be available, are for residential installations for recipients aged 60 or over or receiving certain benefits, and for housing associations.

Good point.

I also think you need professional advice but may not be easy to find someone with all the experience. In return for your loan (which would be deducted from her estate for IHT) you might consider asking her to leave a share of the house to your own children rather than to you. That way you also reduce any IHT payable on your own death. If you don't like that idea you might be tempted to ask her to gift "your" share to your children now, but beware there are complicated tax rules when gifting property. They might end up having to pay IHT tax _now_ rather than when she dies. What I don't know is how well decoupled the two issues would need to be. I think it would only work if it was a loan not a purchase of shares in the house. Some info on gifting property here.. https://www.saga.co.uk/magazine/money/personal-finance/giving/tax-and-gifting-property Its not clear what happens about the CIL exemption if a self builder doesn't own all of the property. I know build to let properties don't qualify so I think it likely your mother will need to own more than say 50% of the new house? In addition she will need to live in it for at least 3 years to qualify for the CIL exemption for self builders. I would hope the council wouldn't penalise you if she had to move into a nursing home or worse within the three years.

Think they are called window T handles. https://www.interiorhardware.com/window-hardware/tilt-and-turn-handles/tilt-turn-window-handle-stainless-steel-85mm-8520830mrs.html https://www.interiorhardware.com/window-hardware/window-handle/window-handle-t-brushed-nickel-with-antique-white-porselein-110mm-1340110agn.html

Jim Lawrence stuff looks similarly elegant but I couldnt see a window latch like that on their web site. https://www.jim-lawrence.co.uk/window-latches

Be careful on double openers the two handles don't foul each other.

It's not hard to go over budget so you need to think what you would do if the money runs out. It's hard to get a self build mortgage on a half built house. I know it's more expensive but I favour spending borrowed money first and keeping cash in reserve if possible. You can always make a large(r) mortgage repayment at the end if you have cash left. I would be concerned that over the next few years the UK housing market and banks willingness to lend may change making it harder to borrow more in say a year's time than it is now. The BoE has already warned that interest rates may rise more frequently than people are expecting. Think they expect the first rise to come this summer.

Do the planners believe residential use has been abandoned? If so they will treat any proposal as a new house rather than a replacement. That may have S106 consequences although you should be exempt from the CIL as a self builder.

Welcome. I recommend "How to find and buy a building plot" by Roy Speer and others. Try for most recent edition but some things may still be out of date. Has the plot already got planning permission? Measure the plot, is it the dimensions claimed on the paperwork/title plan? Are all the features (fence posts, walls, distances to other buildings etc) in agreement with the title plan? Are there services nearby? Who owns any land between plot and services? Any services under or over that will need moving? Who owns any grass verge between plot and road? Are any of the services at capacity/need upgrading before you will be allowed to connect to them? Is it uphill to the nearest sewer? Any restrictive covenants in the title deeds? Any rare animals/wildlife/archeology? Will soakaways work? If not are you allowed to put rainwater into the sewer? For not what will you do with it? Any known ground condition issues? Mine workings, contamination etc Any footpaths or neighbours claiming a right of access? Does the asking price make financial sense? Eg Would the cost of the plot plus cost to build end up more/less than the finished house is worth? Sure there are others.