would it be easier to get a handle on it if someone can put number of kW a year for a passiv cert house and a good non passiv house of same size
then it would be easy to work out if extra costs are really worth it
you can then work out actual costs using a fixed price unit
when I have tried to compare other peoples energy bill with mine in the past it always falls down on they run there house colder or hotter than i do or don,t heat all the rooms or don,t have same appliances or use them the same amount so a real comparison is not possible
you need fixed temp in the calc in all rooms for it to be meaningful