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Showing content with the highest reputation on 05/25/17 in all areas

  1. I think this may be best left as a respectful thread, rather than a place to settle opinions. This is beginning to lose its purpose chaps
    5 points
  2. @Barney12 It arrived today without fanfare...just my old pal back in 100% working order Packing slip said repair under warranty and my postage cost to the far south of England was only £2.70...outstanding value for such a long way south! Very pleased with Makita customer service.
    3 points
  3. Stand pallets on their ends and join together. fall protection and kick plate protection.
    2 points
  4. Common issue here. If you can live in No 2 house, sell No 1 first, build, then sell No 2 If you can't live in No 2, caravan, sell No 1 FIRST , then build. Or, like many here, make it up as you go along because of national and local level policy changes during the course of the build. Ian
    2 points
  5. Hi - I built a contemporary flat roof place in a village just outside Hereford. I ll be publishing the worst house building blog in living memory shortly.....
    1 point
  6. You mean Thermal Mass don'tcha?
    1 point
  7. Land around where we are self building is very expensive, so we looked around for old property we could knock down and replace. As I type this I'm looking across the garden at our donor property with its partially stripped roof. Back to work!!
    1 point
  8. I assume that the other requirements relate to the "sealed bids" approach to selling. There's no point taking the highest bid if it turns out down the line that the bidder was just tyre-kicking. I assume they want sealed bids because there's a lot of interest in the land. I suppose in that case the argument is that the pool of potential buyers is smaller, but those that have bid will all be serious and can proceed.
    1 point
  9. Firstly get a mortgage agreement in principal for the amount you think you can afford and want to spend. Let's use easy numbers and say you need £300k on top of your £100k equity. The bank will want to see that you can afford the interest payments on the £300k with everything else. If if you find a plot with PP for a 200sqm house you can say that at £1250/sqm the house will cost £250k and you have £150k for the land. You make an offer on the land and at that point you can start to get quotes or at least QS estimates to back up your £1250/sqm estimate that the mortgage company will need. if possible try and hold onto your money as the contingency so you don't need to go back to the bank for more ...
    1 point
  10. Might be of help.. http://www.buildstore.co.uk/finance/hsbmwork.html See also other links on the left of that page.
    1 point
  11. In the end it will come down to the debt equity ratio you can stand. In the sense that the size of the mortgage you can get will depend on how it is secured. So the more equity you have in your various properties the more you can borrow against them, provided you can pay the mortgage. In this way you might get enough to buy the land and do the build then sell up and largley, or perhaps wholly, pay back the mortgages. The challenge with self build mortgages is managing the money as you go because you only get the payments against the equity you have built up in the property you are building. So if you can get the money against your current houses you don't have that problem.
    1 point
  12. The ground temperature in the UK is around 8 deg C all year around, once you get down below the top metre or so. In the past, underground larders were pretty commonplace in large houses, so perhaps we should think about recycling that old idea.
    1 point
  13. If the lorry driver had deliberately killed because he believed it was his sacred duty as a lorry driver - and there was a vocal subset of lorry drivers reinforcing this view - then yes - in that bizare world I would be surprised if everyone else involved in the lorry driving world didn't state very loudly that they condemned the killing.
    1 point
  14. https://www.sepa.org.uk/regulations/water/abstractions/ " Abstractions of less than 10m3 per day do not require an application for authorisation, as they should be carried out in accordance with a general binding rule (GBR2) – section 4.3 of our CAR Practical Guide contains more information. "
    1 point
  15. I've been watering it all late afternoon/evening after the guys went. Just did the final drenching at 9pm. Hopefully I've done enough to stop any cracking! UFH was indeed cable tied to rebar so all ok.
    1 point
  16. Thanks for the words of encouragement. MikeSharp01 I have a German Shorthaired Pointer who I would take shooting. It was a small informal syndicate and we would beat one/stand one and eat all our shot birds. She started at a very young age and when she was over excited and forgot her training the usual comment was don't worry she's only a baby. After a while it was here comes the baby bird dog and the name has stuck (she is 11 this year) so l decided it would be easy to remember.
    1 point
  17. Hi, I m over in Hereford. Have almost completed my build (been painting my fence tonight).
    1 point
  18. You may struggle to get a mortgage company to accept that. Ours would accept minor amendments as agreed with the council but not a reapplication especially if the existing PP was going to expire. Land with PP is worth significantly more than land without..!
    1 point
  19. Finally the wet weather has cleared and the guys can get on with the concrete. Today its apparently too hot. Cant win
    1 point
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