jack

No, it sounds like they offer multiple options. I've just checked with my wife and she definitely doesn't use her phones for codes, just the hardware hash generating device which they supply free. I have exactly the same setup for my HSBC business account. Nothing at all happens on or via my phone. I don't even have an HSBC app installed.

Close, but not quite - you don't slide your card into the version we have. You log into the website with an ordinary password, then the next step is to enter a verification code generated by the device. I assume the code is just a hash based on the current time, but only the holder of the device can generate the code. When setting up a new payee, you enter the last 4 digits of their account number into the device and it generates a code based on that. In short, you don't need possession of your card to do banking, but you do need the hardware device.

I'll check with my wife (she does all the banking in our house) when she's back, but I don't believe First Direct requires anything to be done by text. I'm pretty sure they do everything via the web, with a hardware authentication device to confirm both login and transactions. For larger transactions or anything out of the ordinary, she calls them.

It's extremely rare that anything's needed in person, but as you say, HSBC handles such things as required. I needed some documents sighted by the bank once, and it was handled with no fuss by HSBC.

I'm with First Direct too. We got our mortgage through them, and had to open an account. I was fully prepared to move once the deal was done, but was so impressed with their service that I stayed. They're simply the most professional organisation I deal with day to day. It's all done by phone, but you get through to them fast and their staff are exceptional.

No, there's a slight fall to a drain. Good guess! It's all completely open underneath though, so it isn't as though water can pool anywhere. I do want it perfect - we'll be here for a long time, I hope, and this is exactly the sort of job I don't want to be revisiting in three years. Most of the boards are easy enough to take up - they're just screwed down with stainless screws. I can bring them inside for a week and allow them to dry in the warm, then bung them down and fiberglass on a day when the weather is good enough. There're a couple of small end pieces that can't easily be taken up, as they have trim pieces nailed and glued in place. I can cover those though, and will consider flaming them as well. Thanks for your help.

Which is exactly my original question: will it get "dry" in the current weather, assuming I cover and uncover it as described above?

I don't mind spending some more money on a primer. It's just I'd rather not spend a lot of money replacing all of the materials I've already bought.

Thanks for the comments. I've already bought all the stuff to do everything, so would prefer not to repurchase an entirely new system's worth of coatings. However, if there's some sort of base coat I can get that will give me a dry surface to work from with the standard resin, that might work. I'll give CFS a call. thanks Jeff

Sorry for slight hijacking of this thread, but I was about to fiberglass my balconies. I was actually planning to post on this topic today or tomorrow, but seeing this thread I thought I'd keep it all together. The OSB unfortunately got a decent soaking over the weekend when I forgot to cover it. I'm allowing it to dry during the day when it isn't raining, and am covering it up at the end of the day, to keep any dew off it and reduce the condensation. I know that there are both temperature and moisture issues when laying fiberglass. Regarding temperature, I was planning to wait until we had a couple of clear days with expected temps in the mid teens, and then do the work on consecutive afternoons (base one afternoon, gel coat the next). The balconies get sun in the morning, which will help. Based on the comments above, I'm now a little concerned that perhaps I shouldn't be considering doing this until spring next year when things have warmed/dried up. I really don't want to wait though. Short of getting heaters involved, is there anything I can do to allow me to crack on with this in the next week or two, assuming weather permits?

His lack of comprehension isn't relevant. His friend - and client - has asked for the job to be done properly, in accordance with formal rules that also require it to be done that way. The fact that he doesn't know any better isn't relevant. Building regs can't be "wrong". They're regulations, not statements of fact. He sounds like a nightmare. You have my sympathies - good luck!

Friends don't behave like he's behaving.

Possibly more expensive, but what about foamglass?

You need to know how long it's been like this. On the face of it, and depending on timing and evidence, the rear property may well have a claim to adverse possession of the Title 2 property. Perhaps worth looking into the adverse possession question, but if I were the vendor I doubt I'd be paying for a survey in relation to this. The value of the Title 2 strip of land isn't very high, so even arguing that it probably isn't likely to under the control of the registered owner any more is unlikely to result in much if any price difference. How long does it look the fence between Title 1 and 2 look like it's been there? I'd be more inclined to look into this if it were new than if it looked like it'd been there a while.

Hi Antony I'm having a little trouble following this. Is the existing fence a straight(ish) line along the back of your properties and the properties either side of it? If so, it's probably gone one of two ways: - The neighbours either side have already grabbed the unregistered land; or - The rear neighbour has taken over the Title 2 property. The latter seems a little unlikely - I can't imagine the existing owner of the property you're buying being okay with having the back of their garden stolen like this, although if it was never fenced properly to include it within the fenced area of Title 1, it could have been lost through adverse possession (the "12 year" thing you're talking about above). More info needed to be sure. Can you ask the neighbours of the Title 1 property if they know anything?

Start with the less visible/used doors!

Welcome to BuildHub. In what part f the country are you building?

ExCEPtional

Welcome to Buildhub! Sounds an interesting approach to building. Have you looked into cross laminated timber construction?

That's odd. Aren't they Canadian? I've never seen one used in the UK.

Bit shy about posting them on the forum, but I'll PM you some shortly. To be fair, the house layout was largely designed by an architect, but I couldn't get on with the external looks he was coming up with (just a matter of personal taste), so the exterior design is mine.

+1

Why didn't you join earlier? Maybe Buildhub might have been able to alleviate some stress (or at least allow you to vent it). Anyway, sounds like you're well on your way. It must be rewarding to have done so much yourself.

Welcome to Buildhub - looks an interesting project.

Wow, what a fantastic sounding (and looking!) project! That view is gobsmacking. I love the fact that you have evidence of some of the people who've lived there before. I had the same with the little garage workshop at the place we bought. I assume you'll hang onto the odd salvageable piece to keep a link to the history of the place?