ryder72 Posted July 28, 2016 Share Posted July 28, 2016 I have been getting quotes for structural warranty for a 280 m2 house. LABC declined to quote. They dont like the KORE passive slab system that MBC supply. Has anyone managed to get LABC to provide a warranty for an MBC frame with the passive slab? CRL - 4000. Buildstore - £3350 Waiting to hear from Protek. Have I missed anyone? Do these sound reasonable? 1 Link to comment Share on other sites More sharing options...
pauldoc Posted July 28, 2016 Share Posted July 28, 2016 have you tried selfbuildzone ? they came out the best for me. Cheaper than your lowest quote for a larger m2. I should add that I am not going the MBC route Link to comment Share on other sites More sharing options...
ryder72 Posted July 28, 2016 Share Posted July 28, 2016 pauldoc - selfbuildzone links back to buildstore so its probably the same company underlying. Link to comment Share on other sites More sharing options...
pauldoc Posted July 28, 2016 Share Posted July 28, 2016 I think you are right but oddly i got different quotes from them! Link to comment Share on other sites More sharing options...
ryder72 Posted July 28, 2016 Share Posted July 28, 2016 you mean a quote from buildstore that was different to a quote from selfbuildzone? Link to comment Share on other sites More sharing options...
PeterW Posted July 28, 2016 Share Posted July 28, 2016 I've seen that too. And if you go down the route of using their BCO you get a cheaper warranty ... Link to comment Share on other sites More sharing options...
pauldoc Posted July 28, 2016 Share Posted July 28, 2016 yes selfbuildzone came back cheaper than buildstore I cant remember exactly now but i found a number of the other warranty providers use the same underlying company for the warranty and came back with differing quotes Link to comment Share on other sites More sharing options...
ryder72 Posted July 28, 2016 Share Posted July 28, 2016 I went with local authority on the basis that LABC would be able to insure without checking. They have rejected it. I didnt actually think that any structural warranty provider would have problems with the MBC/KORE system.I have paid the initial fees to LA but it may be worth looking at building control elsewhere if the overall package is cheaper overall. LA BC feels are actually quite low compared to a couple others I have had back. Link to comment Share on other sites More sharing options...
PeterW Posted July 28, 2016 Share Posted July 28, 2016 So I found that LABC (£500) + BZ warranty was around £2100 BZ for warranty and BC was £1950.... But their BC "charge" was £900..! 1 Link to comment Share on other sites More sharing options...
pauldoc Posted July 28, 2016 Share Posted July 28, 2016 The price i paid was for the warranty and build regs .As Peter pointed out it worked out a lot cheaper. The total price for both was around 3200 for me Link to comment Share on other sites More sharing options...
ryder72 Posted July 28, 2016 Share Posted July 28, 2016 Thanks. I will try and get quotes for both to see where we stand on this. 1 Link to comment Share on other sites More sharing options...
anna Posted October 2, 2016 Share Posted October 2, 2016 PeterW, I'm sorry I haven't replied earlier. We had a break from 'building' for a while. Coming back again. I set up a limited company (for tax purposes) . It's hard to get a good quote for warranties and insurance, as I have no experience. I can't do it the way you mentioned (although I know it's the best way for us and it's very attempting for me). I have 2 small kids , I live in a toy shop, would have school run problems if we moved etc. We will start building with one house, as we still have problems with missing land. Maybe some of you remember my thread about mistake in land registry map.(Just to give you an update...we wanted to buy missing 1,3m from our neighbor ....our solicitor discovered after 4 months, that according to land registry map we already own the land we want to buy and we can't buy the land we own......) We have done drainage last week...the 80 year old neighbor already phoned me and wants me to paint her fence.... Fun has begun :)) Link to comment Share on other sites More sharing options...
anna Posted October 2, 2016 Share Posted October 2, 2016 Which one is it best to buy first? Site insurance or warranty plus BC? Link to comment Share on other sites More sharing options...
Roundtuit Posted October 2, 2016 Share Posted October 2, 2016 Site insurance. You really need some sort of cover in place when work starts (if not earlier) to mitigate your liability should something go wrong. BC inspections will be required at key stages, starting with foundations. Warranty may be optional, depending on your lender if you have one, and/or your plans to sell in the future. 2 Link to comment Share on other sites More sharing options...
mvincentd Posted November 23, 2016 Share Posted November 23, 2016 I've no idea about these but just stumbled across them; http://www.build-cert.co.uk Anyone know of the merits/validity of this 'alternative' ? Link to comment Share on other sites More sharing options...
Oz07 Posted November 23, 2016 Share Posted November 23, 2016 A PCC enables you to borrow money on your finished house without the expense of a warranty. I think the comments above are a bit OTT. Alot of people view nhbc as worthless remember! Link to comment Share on other sites More sharing options...
Wrekin1 Posted November 24, 2016 Share Posted November 24, 2016 On 23/11/2016 at 08:22, Oz07 said: A PCC enables you to borrow money on your finished house without the expense of a warranty. I think the comments above are a bit OTT. Alot of people view nhbc as worthless remember! PCC? Excuse my ignorance. Link to comment Share on other sites More sharing options...
Barney12 Posted November 24, 2016 Share Posted November 24, 2016 16 minutes ago, Wrekin1 said: PCC? Excuse my ignorance. Professional Consultants Certificates 1 Link to comment Share on other sites More sharing options...
mvincentd Posted November 24, 2016 Share Posted November 24, 2016 Well, I find the explanation by @Sensus rational and compelling. I was hoping for a way around the warranty following some rotten quotes but..... Link to comment Share on other sites More sharing options...
joe90 Posted November 25, 2016 Share Posted November 25, 2016 After looking into this myself I have opted to not get any, this has been discussed here before and I am planning to stay put for at least ten years but if I do have to sell I will take out indemnity insurance when I do sell and from discussions here before it's cheaper than doing it now ( and that's if it's needed) . It has also been said here before that NHBC indemnity insurance is not worth the paper it's written on if your trying to claim. Link to comment Share on other sites More sharing options...
Mikey_1980 Posted November 25, 2016 Share Posted November 25, 2016 One to thing to think about is wether you will need to remortgage when the build is complete, we are switching lenders and they required the warranty to do this. Link to comment Share on other sites More sharing options...
joe90 Posted November 25, 2016 Share Posted November 25, 2016 6 minutes ago, Mikey_1980 said: One to thing to think about is wether you will need to remortgage when the build is complete, we are switching lenders and they required the warranty to do this. Well we are lucky that we don't need a mortgage otherwise I would have considered some sort of warranty. Link to comment Share on other sites More sharing options...
Roundtuit Posted November 25, 2016 Share Posted November 25, 2016 On 24/11/2016 at 10:04, Sensus said: An individual payout by a Structural Warranty company is a tiny percentage of the NHBC/LABC's annual turnover, whereas the implications for an individual Professional Consultant can be dire - they can rapidly become uninsureable, which will put them out of business. I can't argue with your view, and if I'd heard it earlier this year I may have made a different decision. However, perhaps, that as the risk for the 'professional' is significantly greater, maybe they'll take more care to ensure that your house is built right? Surely that's the primary aim, rather than the ease of making a claim if it all goes to rat$h!t! Link to comment Share on other sites More sharing options...
oliviacolewood Posted July 31, 2018 Share Posted July 31, 2018 (edited) Like Anna said, why not consider getting a quote from somewhere like Build-Zone? I've heard they're quite good for structural warranties, as they offer them for a lot of different builds. https://www.build-zone.com/structural-warranty Edited July 31, 2018 by oliviacolewood Link to comment Share on other sites More sharing options...
Bitpipe Posted July 31, 2018 Share Posted July 31, 2018 On 25/11/2016 at 12:13, Mikey_1980 said: One to thing to think about is wether you will need to remortgage when the build is complete, we are switching lenders and they required the warranty to do this. We purchased a warranty (however, per other thread, looks like the underlying insurer has gone into administration before we got the cert) but during the remortgage off Ecology, the surveyor only asked 'if' we had a warranty - never asked to see it. Obviously some will be more diligent than others! Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now