Have you looked at clay plaster that is applied at thinner thickness
a mate of mine did a couple of walls in a hotel recently and I think he said it was thin like skim coat, he troweld it up for hours and it changed colour the more he worked it.
Why 3 bathrooms in a 4 bed that your selling
i would think the market would expect an en-suite to the main bed then a family bathroom on the first floor and cloakroom toilet downstairs. Saves a big chunk of cash.
what sort of houses are available locally and have you been to look at a few that will be in the price range you are aiming for.
Why the clay plaster ?
if you had 3 chubby roofers working on your roof would you be concerned it was going to collapse?
if it had plasterboard and skim before then all you are adding is the weight of the clay plaster, minus the original weight of the skim plaster.
if you think that will overload your timbers then they should all be replaced now.
how much do you think snow load is calculated at ?
far more than a light fixture
I think you need something else to worry about.
Have a look at a company called EWI SOLUTIONS they do a render specifically for below dpc and have a thin coat top coat called mosaic that goes over the top.
you will need a stop bead and a drip bead at dpc to prevent the two renders touching and drawing moisture up.
Now that is certainly a better thing to worry about, I would start a new post about fire proofing and ceilings.
as soon as you start going 3 storey everyone gets a bit fidgety.
I’m not sure i would be looking in the merchants
you have a few things going on here
you had a post asking how to get a certain mortar colour, and this is mainly down to quality tradesmen
getting the local Joe who slashes up an extension every week is not the man I would want.
for a whole hose with multiple openings I would want a quality team.
cheap n cheerful is not what i would want.
Twin stud wall, full fill with rockwool type insulation, take the insulation down between the steels also.
long straps from 3 courses of blockwork down to timber studs.
thar ridge beam will need a fair bit of insulation around it too.