Nick1c Posted December 19, 2018 Posted December 19, 2018 I have just called self build insurance to discuss insuring our site. It appears that they won't quote for any building planned to have over 50% timber cladding! Are there any other options people have investigated with 'more relaxed'criteria?
Gone West Posted December 19, 2018 Posted December 19, 2018 Ours is timber frame with all timber cladding except for a brick slip plinth and we didn't have any problems getting site insurance or buildings insurance.
NSS Posted December 19, 2018 Posted December 19, 2018 We used Intelligent Insurance for our largely timber clad, timber frame house and got comparable cover for less that it cost to insure our previous 'traditional' brick/block home with Direct Line (who refused to cover the new build).
lizzie Posted December 19, 2018 Posted December 19, 2018 We are with Hiscox for buildings now completed was not a problem even without a pitched tiled roof. Our site insurance was Buildstore and we had no problem with it being clad....I would say we are about 50% cladding
Nick1c Posted December 19, 2018 Author Posted December 19, 2018 Thank you. @PeterStarck Who did you use?
Gone West Posted December 19, 2018 Posted December 19, 2018 Just now, Nick1c said: Thank you. @PeterStarck Who did you use? Sorry I should have said. We used BuildZone for the site insurance and we use Aviva for the buildings insurance.
Patrick Posted March 27, 2019 Posted March 27, 2019 (edited) On 19/12/2018 at 14:10, NSS said: We used Intelligent Insurance for our largely timber clad, timber frame house and got comparable cover for less that it cost to insure our previous 'traditional' brick/block home with Direct Line (who refused to cover the new build). I just had a converstion with them and they dont do site insurance. Probably misundertanding and you meant Structural Insurance. Anyone got decent Site insurance for their Timber Clad Building with 100% timber cladding? Apart from Buildzone/Buildstore = same company , there seems not much out there. Edited March 27, 2019 by Patrick
NSS Posted March 27, 2019 Posted March 27, 2019 1 hour ago, Patrick said: I just had a converstion with them and they dont do site insurance. Probably misundertanding and you meant Structural Insurance. Anyone got decent Site insurance for their Timber Clad Building with 100% timber cladding? Apart from Buildzone/Buildstore = same company , there seems not much out there. Sorry, we use II for our building and contents insurance on the finished house. We used selfbuildzone for site and structural insurance.
Russdl Posted March 27, 2019 Posted March 27, 2019 4 hours ago, Patrick said: Anyone got decent Site insurance for their Timber Clad Building with 100% timber cladding? @Patrick We've got over 50% timber/composite cladding and had similar difficulties for site insurance. We ended up calling the BIBA (0370 number) https://www.biba.org.uk and they put us through to a broker and within a couple of days had a reasonable quote for site insurance. May be worth a try. 1
Alex C Posted March 28, 2019 Posted March 28, 2019 Buildzone did my site insurance and no problem with timber frame timber clad. They may well have changed their policy as this was a couple of years ago now
newhome Posted March 28, 2019 Posted March 28, 2019 Try Challenge Quoterack? We used them when our self build insurance expired before we were finished and I was struggling to get insurance. They have a decent broker network that specialises in unusual cases. https://www.quoterack.co.uk/ChallengeQuoteRack.aspx 1
lizzie Posted March 28, 2019 Posted March 28, 2019 Mine was with buildzone and no problem with timber clad and flattish roof.
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