Oz07

Unless you stockpiled them during the house build 🥷

When I applied for a self build mortgage years ago your cost estimates could be done by yourself and I suspect along as they were within a certain range per m2 then this passed muster. Just to make sure the borrower isn't in dream land. How big is your house m2? I reckon you could just adjust your figures and lose 40 - 60k on 460k and you'd still pass their checks. With your figures above are you saying the mortgage would need to be 460k because of the VAT? Providing you can comply with your planning conditions and provide enough parking spaces your probably not obliged to build the garage so your plan sounds ok to me. I'm not sure if you'd have to start telling your mortgage company about this it could probably just open a can of worms. Then when your VAT reclaim comes through you can finish off any externals that don't stop you getting your completion cert off building control. It's probably a good idea to split you building control application if possible and going down this route so you don't end up with a place they wont sign off until garage built. Need completion cert for VAT reclaim I think. Depending on garage location and size you might not even need to include on your building control plans although at 50k build cost I assume its quite a decent garage?!

I went the hillbilly route and bought a webber bbq. I'm outside in whatever weather doing all the smokey/greasy cooking. Try to keep inside just for boiling things and non greasy stuff

Yeh the timber frame smoking is understandable, i'd be saying you can only smoke outside. The radio i'd probably just say don't take the piss with the neighbours as you have to live next to them. Fair play for finding good guys who have got on with it regardless though!

Am I the only one not pensioned off yet 😅

No radio and smoking would exclude a lot of good contractors from your site round my way. Seems sensible otherwise.

I honestly think with all the regulations the best thing to do is stick your head in the sand and take @nods approach. Your head will explode if you try to cover every eventuality. Even the big boys who lobby for alm these rules cant get their paperwork in order. I have never once seen anyone read a rams or method statement on an induction everyone just signs them. Get some site insurance, try to get it as comprehensive as possible, make sure subbies insured, common sense safety and hope for the best.

Last time I left 1 course of bricks out below dpc level at front door then was able to set cill below level of slab with a part m approved aluminium threshold level with slab

sorry just noticed you are putting resin ontop I thought you were using the permeable tarmac as finished surface

Wouldn't of thought so myself but could be wrong never used permeble. I have seen a driveway done with it and it looked terrible after a few years all loose stones everywhere like an old knackered carpark. It could of been down to a bad job or lots of dry turning though?

As if there wasn't enough regulation around building houses. I doubt the big builders have to comply with this. No doubt they will have some scene where they do it with 1 house type then every other build of that type is automatically approved.

Are land registry ok with doing this if the shareholder is 100% the original owner? I know people transfer their buy to lets to ltd companies but I'm sure I was advised once they still don't like to split a title if the new owner is a ltd co. with original owner as shareholder. It doesn't sound right to me maybe I heard wrong.

What a joke you've got the photos but they wont accept because the location data is not right?! What are you supposed to do if you're a luddite hold a card up next to the detail when taking a photo and detail the location? No wonder everything's knackered. @nod were you on new or old regs?

are you married? Sell plot to partner?

You won't get 2 mortgages on same title I'd of thought. Maybe if you contact self build lenders before you remortgage they could offer it in one loan? After all they do lend for purchase of plots

No need to worry mastic man will do his thing. If it wasn't foamed he'd only squash in a sausage of that foam stuff they carry anyway.

Xmas. You must have a good local authority. I don't think it matters when you split. I thought land registry resisted splitting titles when it was going to be the same owner on both? I would split at the same time as mortgage self build if possible then one lot of legal fee's.

Yeh you'd hope so wouldn't you. Although if it needs more credits then be happy to pay. I suppose its a bit of a nothing burger, I can claim the self build exemption. Trouble is might need a new eco survey and you also have to pay the councils legal fees for any undertaking on the bng exemption.

Erection of 4 bed 2 storey detached dwelling. I suppose that's good news however I would still be hoping the planners play ball with me. It's basically a 9x11m box at the moment however has a 1x2m inset where the front door is and a similar size area taken off one of the back corners for some reason, also a pair of bay windows on the front. I'd want to square that back corner up so its basically just the box, possibly keep the inset at front door, possibly make that area a porch. There is a condition that reads no further additions or extensions to the dwelling shall be constructed without prior permission. Funnily enough I think these used to be worded that they were removing your permitted development rights. Have they watered these conditions down due to people appealing? Would an attached garage count as an addition? I am limited to flat roof and 2.5m height if I go down permitted development route but wouldn't nessecarily be a deal breaker.

Compo and cuts to get it reasonable close to the pipe, within an inch or so. Pack the rest with insulation and stainless steel wire pads

In my mind, that's exactly one of the things I would expect them to tell me. A fixings schedule. What's the point in employing them otherwise.

Yeh I'd heard councils differ in how much they accept through non mat. You're right though be doubtful I'd get it. Now the BIG question. Have to pay for more bng credits on a new application? Surely not!?

Kept mine for a year then binned off. Way too heavy. I've got the 360 now. Its better performing but the gas is more expensive than normal. You can find deals on eBay.

When I looked into it BCO was the most important one. Planners just seem to use guidance and plans can look like they comply (as in the case I was interested in) but even if you have correct width and gradient access along with turning circle, the distance from a hydrant point can still kill it. So planners will pass without ever speaking to fire service. It is up to BCO to be happy it complies before they sign the place or design off. I forget what section it's in but think its specifically mentioned in the building regs doc. I had a look at the thread I posted but it wasn't quoted in there.

Yes the only problem with this is presumably they have a relationship with the vendor or their agent. I think it's better for me to find out if the credits apply to the land or specific permission first. I need to know if it's going to cost me extra 10-20k in credits