bob the builder 2 Posted July 5 Share Posted July 5 Hi All We are trying to get a quote of our recently finished self build At this pint no one will quote on a timber frame / Metal roof ! Any providers out there you would recommend ? Many thanks Bob , Link to comment Share on other sites More sharing options...
JohnMo Posted July 5 Share Posted July 5 23 minutes ago, bob the builder 2 said: Hi All We are trying to get a quote of our recently finished self build At this pint no one will quote on a timber frame / Metal roof ! Any providers out there you would recommend ? Many thanks Bob , If you are trying online only that could be issue, it depends on how you answer the question, in England timber frame in people's head isn't a standard build process, while in Scotland it is, and has been for decades. For example my ICF build is just classed as concrete walls, so falls in a standard construction bracket. I spoke with the insurance company, got no where on line. 1 Link to comment Share on other sites More sharing options...
IanR Posted July 5 Share Posted July 5 35 minutes ago, bob the builder 2 said: At this pint no one will quote on a timber frame / Metal roof ! Any providers out there you would recommend ? Frontier https://www.frontierinsurance.co.uk/home-insurance Link to comment Share on other sites More sharing options...
bob the builder 2 Posted July 5 Author Share Posted July 5 Many thanks for the repliers - frontier was really competitive. I would be grateful if there were any other recommendations from the forum. Thanks bob Link to comment Share on other sites More sharing options...
saveasteading Posted July 5 Share Posted July 5 1 hour ago, bob the builder 2 said: no one will quote on a timber frame / Metal roof ! Insurers are money-making gamblers, but with their own rules. They are not remotely expert in anything they cover. As @JohnMo says, there are loads of ticks which will fail your attemppt online. Then you have to speak to an agent who doesn't know a lot either and works to a tick list albeit longer. One I contacted wanted full working drawings and a main contractor. Another said too big. Another that it can't be done that economically., metal cladding....etc Most of them are brokers, not insurers. I got offers from 2 brokers eventually, both with the same insurer, both silly money. Link to comment Share on other sites More sharing options...
Gone West Posted July 5 Share Posted July 5 2 hours ago, bob the builder 2 said: I would be grateful if there were any other recommendations from the forum. We've used Sennocke Insurance. https://www.sennocke.co.uk/ In 2018 we also got buildings and contents cover from Aviva for a timber clad, timber frame. Link to comment Share on other sites More sharing options...
bob the builder 2 Posted July 6 Author Share Posted July 6 Thanks for the tips so far - any other recommendations for insurance on a finished Timber frame / Metal roof house ! thanks Link to comment Share on other sites More sharing options...
Bramco Posted July 6 Share Posted July 6 @bob the builder 2 We were with Direct Line for both contents and building insurance, so when we moved into the new build which is timber frame with metal roof and metal cladding with some render, we tried them but they wouldn't touch the buildings part. They put us in contact with Gallaghers, who gave us a great quote for buildings insurance but a stupidly high one for contents.... So we're now with Direct Line for contents and Gallaghers for building insurance. It worked out to be only a bit more expensive than having them both with Direct Line. So try Gallaghers. Simon Link to comment Share on other sites More sharing options...
Bramco Posted July 6 Share Posted July 6 @bob the builder 2 As a PS to the my reply about insurance, what's yours look like? Is the metal roof corrugated or standing seam? Pictures? You can see ours on our architects website -> https://lhc.net/projects/ashcroft-creating-a-low-energy-family-home/ Simon 1 Link to comment Share on other sites More sharing options...
saveasteading Posted July 6 Share Posted July 6 It looks great. Love the Archi-speak throughout. The materiality and form were grounded in the historical context of the site and its agricultural surroundings. I accept that. It looks like a refurbished farm steading. * low-level winter sun is captured and falls onto a thermally massive ground floor slab. The sunlight comes in through the windows, then deflects downwards onto a bare concrete floor? Is a massive slab a good thing? More pics would be good. One from me below. We used screwed roof panels. Our vision was that the honesty of utilising visible screw fixings suitably reflects and honours the ancient methods of agricultural architecture tradition and heritage of this rural location...... and because it is 1/3 the cost of secret fix, spares can be fitted if needed, and it is easier to flash and seal. And any decent builder can fix it. Apologies @Bramco and your Architect. It looks great....but what a lot of words. Link to comment Share on other sites More sharing options...
Bramco Posted July 7 Share Posted July 7 17 hours ago, saveasteading said: It looks great. Thanks - we're very pleased with it. Before retiring I was a consultant - believe me architect speak isn't that bad..... Yours looks great too - a marriage of modern with traditional. Simon Link to comment Share on other sites More sharing options...
SteamyTea Posted July 7 Share Posted July 7 20 minutes ago, Bramco said: Before retiring I was a consultant - believe me architect speak isn't that bad https://www.bbc.co.uk/programmes/b007vq04 Link to comment Share on other sites More sharing options...
saveasteading Posted July 7 Share Posted July 7 6 hours ago, Bramco said: marriage of modern with traditional. I missed that one. All these words is just not what I do. Engineers edit and edit again. Architects get taught this from year one, how to sell themselves and their proposal. Link to comment Share on other sites More sharing options...
Russdl Posted July 7 Share Posted July 7 Timber frame, metal roof here. We used homeprotect.co.uk very competitive. Link to comment Share on other sites More sharing options...
bob the builder 2 Posted July 8 Author Share Posted July 8 (edited) Hi Simon Many thanks for the insurance tip. Your build looks amazing - really like the detail on on the cladding and interior. Here are a few photos of ours - almost finished ! Bob Edited July 8 by bob the builder 2 adding photos again ! Link to comment Share on other sites More sharing options...
bob the builder 2 Posted July 20 Author Share Posted July 20 Has anyone got experience of this insurer https://www.frontierinsurance.co.uk/home-insurance Only one i can get a reasonable quote form but it has really bad reviews and no phone number ! Link to comment Share on other sites More sharing options...
IanR Posted July 20 Share Posted July 20 Yep, was insured with them the last three years. They are very specific about wanting photos and if possible serial numbers of high value items and do state that they are not covered until that info is received. The negative reports I saw were about non payment of such items that had not been correctly identified. Had been very good value, but for this year it's gone up around 30%, but still just about the cheapest I've been able to find. Link to comment Share on other sites More sharing options...
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