Oz07

Don't brick manufacturers still have ancient deals where the first merchant to submit an enquiry with your plot gets a % of the sale regardless if you go elsewhere? I've also had it where you get a quote off truss or floor beam or lintel company direct. Tell a merchant and they say we get x% off that and they split it with me for the order. You're right its a minefield

Vexgold worth a call but I don't know how you guarantee its good quality. Have to be there on delivery to inspect and be prepared to send back. James Latham are a bigger nationwide outfit might be worth a call too.

I've always just used the structural slab as the only floor when building with a ground bearing slab. Not used UFH in those though. I normally do hardcore, blinding, dpm, insulation, dpm 100mm slab and job done. Use the self compacting concrete to get a good flat finish. Bet it would be squeaky bum time putting some crack control cuts in the slab with UFH pipes in there! I can't see the logic in putting 2 floors in but obviously each project is unique and has reasons.

Im sure you're right but I think there's a few to many physics / heating boffins here who don't realise how clever they are. Us layman just want our boiling hot rads and open windows!

Why 170mm on top of 100mm slab. That just seems crazy to me, sure there is a reason? Why don't people just put the ufh in the floor slab and have no screed with self compacting concrete? Do you have to increase the thickness to allow for the pipes interrupting the continuity?

Can ct1 be used for glazing units or does it effect the black rubber round the edge? I know silicon is a no no but its hard to find something paintable that is good for this in timber windows

is your house roughly 250m2 net internal space then? If you have a look around here at build costs you could be anywhere from 250k-upwards of 500k so there is a lot of wiggle room on the figures you submit to lender.

Just make sure you have separate building control applications then and explain your method to the BCO he will work with you then hopefully

Unless you stockpiled them during the house build 🥷

When I applied for a self build mortgage years ago your cost estimates could be done by yourself and I suspect along as they were within a certain range per m2 then this passed muster. Just to make sure the borrower isn't in dream land. How big is your house m2? I reckon you could just adjust your figures and lose 40 - 60k on 460k and you'd still pass their checks. With your figures above are you saying the mortgage would need to be 460k because of the VAT? Providing you can comply with your planning conditions and provide enough parking spaces your probably not obliged to build the garage so your plan sounds ok to me. I'm not sure if you'd have to start telling your mortgage company about this it could probably just open a can of worms. Then when your VAT reclaim comes through you can finish off any externals that don't stop you getting your completion cert off building control. It's probably a good idea to split you building control application if possible and going down this route so you don't end up with a place they wont sign off until garage built. Need completion cert for VAT reclaim I think. Depending on garage location and size you might not even need to include on your building control plans although at 50k build cost I assume its quite a decent garage?!

I went the hillbilly route and bought a webber bbq. I'm outside in whatever weather doing all the smokey/greasy cooking. Try to keep inside just for boiling things and non greasy stuff

Yeh the timber frame smoking is understandable, i'd be saying you can only smoke outside. The radio i'd probably just say don't take the piss with the neighbours as you have to live next to them. Fair play for finding good guys who have got on with it regardless though!

Am I the only one not pensioned off yet 😅

No radio and smoking would exclude a lot of good contractors from your site round my way. Seems sensible otherwise.

I honestly think with all the regulations the best thing to do is stick your head in the sand and take @nods approach. Your head will explode if you try to cover every eventuality. Even the big boys who lobby for alm these rules cant get their paperwork in order. I have never once seen anyone read a rams or method statement on an induction everyone just signs them. Get some site insurance, try to get it as comprehensive as possible, make sure subbies insured, common sense safety and hope for the best.

Last time I left 1 course of bricks out below dpc level at front door then was able to set cill below level of slab with a part m approved aluminium threshold level with slab

sorry just noticed you are putting resin ontop I thought you were using the permeable tarmac as finished surface

Wouldn't of thought so myself but could be wrong never used permeble. I have seen a driveway done with it and it looked terrible after a few years all loose stones everywhere like an old knackered carpark. It could of been down to a bad job or lots of dry turning though?

As if there wasn't enough regulation around building houses. I doubt the big builders have to comply with this. No doubt they will have some scene where they do it with 1 house type then every other build of that type is automatically approved.

Are land registry ok with doing this if the shareholder is 100% the original owner? I know people transfer their buy to lets to ltd companies but I'm sure I was advised once they still don't like to split a title if the new owner is a ltd co. with original owner as shareholder. It doesn't sound right to me maybe I heard wrong.

What a joke you've got the photos but they wont accept because the location data is not right?! What are you supposed to do if you're a luddite hold a card up next to the detail when taking a photo and detail the location? No wonder everything's knackered. @nod were you on new or old regs?

are you married? Sell plot to partner?

You won't get 2 mortgages on same title I'd of thought. Maybe if you contact self build lenders before you remortgage they could offer it in one loan? After all they do lend for purchase of plots

No need to worry mastic man will do his thing. If it wasn't foamed he'd only squash in a sausage of that foam stuff they carry anyway.

Xmas. You must have a good local authority. I don't think it matters when you split. I thought land registry resisted splitting titles when it was going to be the same owner on both? I would split at the same time as mortgage self build if possible then one lot of legal fee's.