It is called belt and braces, the evidence is there for not needing to do this, North America and I did see a paper that referenced constant 50 C doing sufficient sterilisation against Legionella.
Nearly all of North America and Canada set at 50C, I have been keeping mine at 50C most of my life
lower the better as less heat loss, you don’t want extra heat in the house if we get a summer.
I would start with target u-values, for me less than 0.1 for walls, floor and ceilings 0.7 for windows
you may then find that you can design out heating, heating bills, servicing costs, repair costs replacement costs
1, Gshp better cop, 2 good idea, 3, 4 &5 pass
I like to sit the window board on the ledge formed by the top of the back of the sill
like to fill the cavity with platinum EPS beads
like biscuit joints in the mitres, love gorilla glue and packing to perfect position weighting it all in place and foaming in all the gaps