Gaz Bancroft Posted December 17 Share Posted December 17 I have now completed my self-build project. I'm just waiting for building control final certificate and then I will be able to obtain my warranty. When can I obtain normal home and contents insurance? The house is build complete and I would like to move in before Christmas but I'm conscious that my self-build insurance wouldn't cover occupation of the property. Do I need the build complete warranty to obtain normal insurance? Do I need to cancel my self-build insurance once I have taken out standard home and contents insurance? Thank you Link to comment Share on other sites More sharing options...
Pocster Posted December 17 Share Posted December 17 (edited) 5 minutes ago, Gaz Bancroft said: I have now completed my self-build project. I'm just waiting for building control final certificate and then I will be able to obtain my warranty. When can I obtain normal home and contents insurance? The house is build complete and I would like to move in before Christmas but I'm conscious that my self-build insurance wouldn't cover occupation of the property. Do I need the build complete warranty to obtain normal insurance? Do I need to cancel my self-build insurance once I have taken out standard home and contents insurance? Thank you Once I got my completion certificate I just called up my insurer , changed to ‘normal’ insurance and of course my annual premium dropped so they refunded that . They never asked for any proof on completion . Also my self build insurance at the time allowed for occupation . Edited December 17 by Pocster Link to comment Share on other sites More sharing options...
Conor Posted December 17 Share Posted December 17 Day you get the completion certificate is the day you should change to a normal home insurance policy. Our self policy was voided upon completion. Link to comment Share on other sites More sharing options...
nod Posted December 17 Share Posted December 17 You need to switch the day you move in Insurance company arnt interested in when you get your completion certificate Link to comment Share on other sites More sharing options...
Gone West Posted December 17 Share Posted December 17 4 hours ago, Gaz Bancroft said: When can I obtain normal home and contents insurance? My insurance company would only insure it for home and contents once it was occupied. Link to comment Share on other sites More sharing options...
Russell griffiths Posted December 17 Share Posted December 17 Phone the company you have insurance with. protek where happy for us to move in on a temporary basis as long as i informed them when, completion certificate won’t be issued until it’s complete which will be some time. Link to comment Share on other sites More sharing options...
Blooda Posted December 18 Share Posted December 18 We changed ours the day we got the completion certificate. We were extending the self build insurance on a monthly basis at the end, as we were trying to get it over the line. We still had our previous house - so officially we [me and wife] moved in new house on that day. Son officially stayed at old house (student so 0% Council tax), until it was sold. Link to comment Share on other sites More sharing options...
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