pauldoc Posted October 4, 2023 Share Posted October 4, 2023 (edited) Hi, hope this is the right place to post this. Has anyone had any problems recently with their house insurance renewals? Most on here i'm guessing have to have non-standard construction home insurance. My current insurer has informed me the underwriter is no longer offering cover this year and the best they can quote me is nearly £2000....up from £675 !! I'm not really having much luck elsewhere either. I know EVERYTHING has gone up, but dont see how my house re build or risk has increased 3-4 fold! Any recommendations for a broker would be much appreciated. Edited October 4, 2023 by pauldoc spelling Link to comment Share on other sites More sharing options...
Conor Posted October 4, 2023 Share Posted October 4, 2023 Money supermarket. Etc etc. What's your construction method? We're ICF with basement and got insured with LV for something like £350. Link to comment Share on other sites More sharing options...
JohnMo Posted October 4, 2023 Share Posted October 4, 2023 ICF build here, no issues, all information given to the insurance company. Came back as concrete walls, which it is. Most build methods are standard really. Timber framed - that's how nearly all homes in Scotland are build, brick and block, is how most English homes are built. ICF is just formwork with concrete cast inside and the formwork isn't removed. SIPs are really just timber build, wood with insulation already in place. We are using One Call for home insurance. Link to comment Share on other sites More sharing options...
ProDave Posted October 4, 2023 Share Posted October 4, 2023 At last renewal the company I had used had "withdrawn from the market" I went to Adrian Flux and they found me a policy without problem. Link to comment Share on other sites More sharing options...
Redoctober Posted October 4, 2023 Share Posted October 4, 2023 @pauldoc Is there anything "specific" to your build, which might affect the cost of buildings and contents insurance? Seems awfully high to me, so no wonder you want to shop around. I have to agree with the above, an internet search will surely offer a better rate - We pay a touch over £120 all in for ours! Link to comment Share on other sites More sharing options...
pauldoc Posted October 4, 2023 Author Share Posted October 4, 2023 Thanks for the replies. ProDave, yes thats what my provider said to me. My build is timberframe with rendered cement boards and some cedar cladding. I know non standard is more expensive to insure but i get the feeling from speaking to a few brokers more underwriters are pulling out of the market and it is getting less competitive. I have done the comparison sites, and will continue to call the so call specialist but i'm not getting my hopes up As i said all suggestions of who to try most welcome Link to comment Share on other sites More sharing options...
pauldoc Posted October 4, 2023 Author Share Posted October 4, 2023 3 minutes ago, Redoctober said: @pauldoc Is there anything "specific" to your build, which might affect the cost of buildings and contents insurance? Seems awfully high to me, so no wonder you want to shop around. I have to agree with the above, an internet search will surely offer a better rate - We pay a touch over £120 all in for ours! no, nothing specific that i can tell. As I said , its been 650-700 for the last 4 years or so since we moved in. The best quote i have so far is £1250 via quotezone Link to comment Share on other sites More sharing options...
Gone West Posted October 4, 2023 Share Posted October 4, 2023 17 minutes ago, pauldoc said: As i said all suggestions of who to try most welcome I had a timber frame, cedar clad house in East Kent a few years ago and I insured it with Aviva with no problems then. I have used Sennocke Insurance brokers in Sevenoaks before and they were very helpful. https://www.sennocke.co.uk/ Link to comment Share on other sites More sharing options...
pauldoc Posted October 4, 2023 Author Share Posted October 4, 2023 6 minutes ago, Gone West said: I had a timber frame, cedar clad house in East Kent a few years ago and I insured it with Aviva with no problems then. I have used Sennocke Insurance brokers in Sevenoaks before and they were very helpful. https://www.sennocke.co.uk/ thank you, i will give them a try, I'm North Kent Link to comment Share on other sites More sharing options...
Russdl Posted October 5, 2023 Share Posted October 5, 2023 @pauldoc we have a very similar construction and we had similarly ludicrous quotes. We went with HomeProtect and they came in at a ‘normal’ price. We’ve just renewed and it’s still normal. Link to comment Share on other sites More sharing options...
pauldoc Posted October 5, 2023 Author Share Posted October 5, 2023 27 minutes ago, Russdl said: @pauldoc we have a very similar construction and we had similarly ludicrous quotes. We went with HomeProtect and they came in at a ‘normal’ price. We’ve just renewed and it’s still normal. thanks, they were coming up via comparison sites at a high price but maybe worth trying them direct Link to comment Share on other sites More sharing options...
pauldoc Posted October 24, 2023 Author Share Posted October 24, 2023 just an update for those who replied, Ended up going with a company called GSI , based in Whitstable Kent. Came in with the best quote by a few hundred pounds for me, but still around 50% higher than last year(most quotes were double last year) . final premium was approx £1000. I do have some jewelry coverered, but last year the premium was around £700 for equivalent cover. Thanks again to all those who responded. Always a great help 2 Link to comment Share on other sites More sharing options...
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