Our VAT reclaim: a car-crash in the making?

[Bitpipe]

We moved in Aug 2016 when the house was internally complete and had services (water was the last service to be completed). However we did not get BCO sign off for another 2 years as the external landscaping, and internal and external balustrade etc needed doing.

 

CT was payable as soon as we moved in and we were paying 50% on the caravan until it was off site (despite being disconnected from all services).

 

During those 2 years time we completed all the external groundworks, drives etc. Most of that was zero rated but a good chunk was reclaimable materials.

 

Ran up to the wire on BCO sign off but only when that was done did we process the VAT reclaim which went through uncontested.

 

Only wrinkle we had was activating the warranty which requires completion cert, they backdated it to when we moved in so we 'lost' the first two years coverage.

 

Regarding the transition from site to home insurance, there is no formal trigger for that and we did so as soon as we moved in, however the insurance company may decline to cover an event if it believed the building was still under construction. Best to be honest with them as insurance is always easy to get but that's no guarantee it will be claimable against.

[Blooda]

On 01/12/2021 at 13:43, ToughButterCup said:

Just checking -- detail matters here  :

 

 

You mean (she) sends you a copy of the VOA letter ('notification' above) telling you about the Notice of making a New Entry to the Valuation List don't you? 

 

..............      Tell your son to start saving.

 

Yes - As soon as she tells us about the Notice of making a New Entry to the Valuation List.   Son moves in

 

"Your property is ‘exempt’ from council tax if it’s only occupied by full-time university or college students.