A HiSense 4.4kW will come down to 1.8kW at 7 degs, so add a 50L volumiser, you will cycle about once per hour. £2100 delivered, plus you can claim the vat back on a new build. So a little over £1800, volumiser £100 to 150. A heat pump cylinder sized at 45L for each bedroom plus 45L, around £1200.
MCS as @Nickfromwales says, will want a standard design, so radiators in each room etc. And still charge an arm and leg.
If you size you fan coils correctly your flow.temp will never exceed 35 degs for heating, so you should get a scop of 4.5 or better.