GrantMcscott
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Everything posted by GrantMcscott
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Eventually got the detail from SPEN see attached and a firm price of 11K 613732381_Design_Drawing_Time1546961672958_electric.pdf
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Yes I agree wish I never went with buildstore as they are not very good and very expensive with fees that were not mentioned.
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Hi, I am building just outside Muirkirk in east Ayrshire
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Do not know if this is useful but thought I would post for anyone thinking about doing a self build. Here is a break down of my fee's I have to pay before I start building. My help someone trying to estimate their costs. This is for a 4 bedroom house 280 m2 detached house The legal work was complex Fee Payable To Payable When Amount Local Authority Planning Fee East Ayshire Council Planning Submission £500.00 Architectual Plans ATW Planning Submission £2,375.00 Building Control Drawings ATW Building Warrant submitted £2,375.00 Egineering drawings ???? Building Warrant submitted £1,100.00 Building warrant East Ayshire Council Building Warrant submitted £2,228.40 Additional Security Fee BuildLoan At the start of the loan - non-refundable £1,120.00 Build Store Arrangement Fee BuildLoan Applied for mortgage - non-refundable £695.00 Completion Fee Newcastle Building Society Fee has been paid - non-refundable £995.00 Product Reservation Fee Newcastle Building Society Fee has been paid - non-refundable £199.00 Valuation Fee Newcastle Building Society Fee has been paid - non-refundable £340.00 Mortgage Discharge Fee Newcastle Building Society At the end of the Loan - non-refundable £125.00 Solicitors Fee Wallace Quinn At end of conveyancing £2,116.00 Structual Warranty Build Zone Through Out the build £3,940.00 Site Insurance Before Completion £342.12 Thanks
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Site Insurance not Starting for 6 month
GrantMcscott replied to GrantMcscott's topic in Self Build Insurance
We I have purchased it and got a good deal I think. Paid £342 for a 18 month cover and the insurance will convert to cover the build when I start. The will also take the £342 off the cost of the new insurance as long as I do not claim. This was through Self Build UK -
Site Insurance not Starting for 6 month
GrantMcscott replied to GrantMcscott's topic in Self Build Insurance
Checked with Mortgage company they want full site insurance -
Site Insurance not Starting for 6 month
GrantMcscott replied to GrantMcscott's topic in Self Build Insurance
There is no liability insurance on the land at the minute so if someone wander on to the land and hurts themselves then most likely not insured. I have no issue in getting liability insurance but full site insurance seems overkill -
Hi Can any give advise please. I am due to complete on my land today and the mortgage company has asked for proof of site insurance. I have had a couple of quotes for 12 months and it is about £700 The issue I have is that I am not starting work for 12 month and do not want to insure a remote field in the middle of no where until I start work. Understand I need public liabilty insurance incase someone wonders onto the land and hurts themselves Can anyone advise how I can reduce this cost? thanks
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Hi Dave sorry to answer your questions How many properties? 1 Single or 3 phase supply requested? Single What rating (how many KVA) have you asked for or been offered? 20 KVA How far from the 3 phase overhead to your plot? I would say about 100 meters Is that going to be overhead or underground? if so who is doing the digging? Underground and I will do the civils Is the 11KV overhead being altered in any way or just a transformer and your connection? It may well require an upgraded pole or twin poles for the transformer) 11Kv work will require a partial network shutdown, that is not done live. they have not stated thanks
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Hi there is no wayleaves involved the supply is coming from 11 Kv line as there is 3 marked up on their location map. It states o the drawing 3 x 50 ACSR 11kV
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I think I will go back to SPN and ask for a firm quote to see if this changes
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Thanks the quote of SPNetworks is 12K that is with me doing the ground works. The reason is they need to install a transformer so was looking for comparison
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Hi I am building a house in Scotland and have had a quote from Scottish Power Networks for a connection to the grid. They have a list of about 50 to 60 alternative providers that can do the work so I would like to compare the quote. https://www.spenergynetworks.co.uk/userfiles/file/Active_ICPs.pdf Not sure who I should contact though for another couple of quotes Has any one had any experience with this thanks
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Hi I am trying to price up my windows for my build. Wood frame Aluminum clad. Can anyone recommend a brand middle of the road and any companies. Not sure where to go. Thanks
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Mortgage Payment stage Foundations
GrantMcscott replied to GrantMcscott's topic in Self Build Mortgages
the value of the plot is 100k can I assume then not value add to putting the founds in -
Can anyone advise what percentage value increase of the plot there will be (if any) after I have done all the groundwork's and foundation for my build. I am just trying to work out my cashflow thanks
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Hi yes you are correct it is for there Val-U-Therm system Scotframe are 24% more expensive than Fleming homes so need to understand what the differences are between them to make sure I am doing a fair comparison.
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hi I have had quotes from Scotframe who has proposed SIPS and Fleming Homes who has proposed a traditional timber frame construction for my house. The house is going to be in East Ayrshire, Scotland and I am not sure who to approach for Timber frame quotes. Any recommendations of companies that people have used would be good as I only approached the 2 above by googling thanks
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Hi The plot I am going to purchase already had planning permission. The Architect used these plans an amended them to my design this made the house twice the size. i an going to add for further amendments which will include a garage. In the eyes of the vat inspector what ones ate the approval plans. The first ones or the ones with the last amendments before I start to build. thanks
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Hi Is there any chance you could share the spreadsheet with myself as I am starting to do my costings thanks
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Hi Thanks for all the replies will look into the suggestions thanks
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Hi I am currently looking to finance a build in Scotland and was looking for advice on funding options. I am looking to fund land at 100 K build costs of 270K and have a 70k deposit I have looked at the following Scottish Building Society but they only give LTV of 60% Mary Riley Custom Build Funding Limited (I have spoken to her and she sounds very knowledgeable) but charges 1% fee then I will have mortgage fees after that. The build store but heard so many bad things about them Ecology Building Society I would like to get an offer in principal so I could go ahead and start the legal process on the land. Any advice would be gratefully received. Grant
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Thanks for all the replies will try filling in the form
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Hi, I need a phone line installed when I have finished building my house. The plot is remote with the near east house about 0.5 miles away. Can someone advise if I contact Openreach for the infrastructure or do I go though a telephone provider to obtain a quote to have it done? thanks
