Site insurance before development starts?

[flanagaj]

Now we have purchased a plot, I am unsure what insurance I should get if any, before development starts.  We are most likely putting in a new planning application, so it could be months before any construction works start.   So any insurance is to protect us from some trespassers injuring themselves and then trying to sue us.

 

Do we just need Public Liability for now?

[Dunc]

That's exactly what I've done.

[flanagaj]

8 minutes ago, Dunc said:

That's exactly what I've done.

Can I ask who you used?

[Kelvin]

Yes public liability which our general insurance provider added to our policy (NFUM) Therefore start with your current insurer and see what they say. 

[Dunc]

39 minutes ago, flanagaj said:

Can I ask who you used?

The Home Insurer. Came out cheapest for us...haven't needed to claim so no idea if they're any good

[Canski]

Landowners liability according to my hard sell sister who is an insurance broker. 

 

[Dave Jones]

contractors all works when you commence. high 4 figures.