So the site is almost ready to start, my house is sold, moving out this weekend. Got the last tree stump ground out so there's nothing blocking the foundations. But the reason we write some of these blogs is to vent frustrations and in my case today it's about insurance.
My site has Made Ground. I went through the trouble of getting a ground analysis with dynamic probing and there is good load bearing at 2.2 meters but it's poor above that. I switched Structural Engineers and Tanners in Cork did a great job looking into piling and groundscrews before settling on groundscrews. Anyway, I have a design, someone lined up to build etc but before I sold I wanted to get my self build insurance in line. I had focused on scaffolding issues as I may need to put scaffolding on a public footpath at one point or in the neighbours side passage so I was making sure this could be accommodated. In my ignorance, a lot of which I'm going to experience during this project, I didn't think for a second that piling / groundscrews would be an issue for an insurance company.
So today I got the big NO from the insurer so I'm ringing around trying to check if there are ANY underwriters willing to take this on. Time to start posting questions in forums etc!
I'm based in the Republic of Ireland just so you are aware. Anything non standard is very hard to get covered at the best of times!
Will I be able to build, I'll find out in the next few days! Contracts are signed, I'm moving out, new house prices are crazy, maybe time to move to Thailand or the Philippines? What can I say?!