Contents insurance whilst building

[Alexmash]

Hi, 

 

We have just had our buildings and contents insurance cancelled after I informed them we were starting renovation work. I was expecting this and already have all singing, all dancing (read expensive) self-build site insurance in place so I just need contents insurance but am struggling. 

 

We will always be living on site either in the house being renovated or a caravan. Anyone got any recommendations of an insurance company who would insure personal contents in this situation?

 

Many thanks, 

 

Alex 

[JohnMo]

I have normally just used normal house insurance on renovations, you just declare major work and define what you are doing. No special insurance ever.

[Alexmash]

I have been turned down by three of the big names. Are you able to share who you use and I will try them. Thanks

[Canski]

Try Aviva. They were flexible for me. I moved in prior to the completion cert and my insurance broker sister said they were the only ones that she could get cover from. 

[DownSouth]

We had Sainsburys insurance for our previous renovation - had to declare the cost of the work and timescale. Think they were happy with <£100k works within 1-2 years so if yours is bigger budget not sure they’d cover it. 

[Alexmash]

Thanks so much everyone

[ProDave]

I tried twice to get contents insurance for a static caravan on site during a build.  Both times I was told nobody would insure contents in a caravan that was not on a recognised residential site.   The 'van itself was covered by the self build insurance as were tools and plant, but not contents of the 'van.