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Selling an old house - what would you do?


Country Geek

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6 minutes ago, Country Geek said:

Thanks, I always thought indemnity policies only covered building work with no building regs, not necessarily structural defects. Are all conveyancing solicitors much of a muchness or are there some specialists in older houses?

 

I am not sure on that. They cover all sorts of unforeseen circumstances as long as it is an insurable risk. So don't get your hopes up but investigate.

 

eg Chancel Tax Insurance is like an indemnity policy, and lack of a FENSA cert of 2G windows  can be covered.

 

I have one where someone made a drive from a footpath without having a known right to drive over it, and it covers me against loss of value on the house if for some reason it gets blocked up in the future. OTOH I didn't go for Chancel Tax insurance as I know the church building is relatively modern and am reasonably familiar with the policies of the Diocese.

 

OTOH it may be better to have the possibility there as an ace in the hole in case it gets mentions and you need a sticky plaster to solve the concern in case they are worried about it.

 

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