Act II - To Buy or Not To Buy
In my previous post, I explained how we came across our plot when out walking close to where my mother-in-law had moved over from Dublin. It came with full planning permission for a modern house built into the hill, as shown on the boarding on site. Interestingly, the boarding was from a local builder (which I’ve blurred out here)
This is the image shown on the boarding:
Here’s another sample image of the house:
“Our” house would be the one on the right – the plot on the left had been purchased separately and the owners had instructed their own architect and builders to build a different style of house.
At that time (January 2015), we were looking to move from our old Farmhouse to a more maintenance-free life and bought into the idea of a new house. Whilst we knew our existing furniture would not necessarily “fit” within the contemporary style, we were both agreed to look into things further. At this point, we knew absolutely nothing about self-building.
So, towards the end of January 2015, we contacted the number on the site boarding to enquire further. The builder advised us that there were 2 build options:
- A house purchase process, where we’d effectively pay them a fixed price for the plot and house as advertised (they also provided a spec-sheet), but where we’d pay what was then called Stamp Duty. This would involve an up-front deposit then staged payments
- Purchase the plot from the existing owner (the owner of the architect company who designed the house) and then engage with the builder to undertake the construction of the house.
We were obviously attracted to option 2, as it would save on the considerable stamp duty, and going with that builder would also result in additional savings due to the sharing of mobilisation costs, shared project manager, economies of scale etc, as the neighbouring plot had already been sold and work was due to start in May 2015.
We continued dialogue with the builder, and over the following days and weeks, got more details about the site. Here was another 3D model of the approved home:
Here's the site layout showing our plot as the only one available:
And the floorplans
We also got elevation views:
However, it was during these discussions that we started getting concerned about two specific areas around the plot:
- There was a train line running along the back of the plot, serving the local coal power station. We emailed the power station to ask for the timetable, and their response was that due to "strict policies and security we are unable to release any information" regarding the train timetable. We had a chuckle at that and instead spoke to local people who told us there were around 4 scheduled journeys per week. I made sure that information did not fall into nefarious hands.
- The was a pipeline running along the border of our plot* and the plot to the east of us (the one where the build was due to start in May), which imposed a 3.5 meter “no build zone” either side of its centre line.
(*) This turned out not to be the case, but I'll come back to that in a future post.
You can see the latter on another site plan we received:
Another benefit of going with the builder aligned to the plot was that they already had a relationship with the pipeline owner (BP) and were in the progress of getting their structural engineer get agreement from BP on the foundation design –this was (understandably) a planning condition from Fife Council.
However, after much soul-searching and many discussions, and 3-4 weeks after first viewing the plot, we decided the risk was too much for us and contacted the builder to say we’d not be taking things any further. We then resigned ourselves to finding another home on the existing housing market.
In the next post, I’ll explain why we changed our mind and bought the plot, and start introducing the challenges the pipeline has placed on our life.
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