What insurance needed to move in before completion?

[YorkieSelfBuild]

Hi

 

I currently have site insurance from BuildCare/BuildStore. Can I move in before completion?

 

If I can, can I switch from site insurance to building and contents insurance? It doesn't cover contents and it's over £1200 pa. I think one solution is site insurance for building and separate contents insurance?

 

I've read other posts so I have a list of insurers to contact for quotes (or find a broker) for TF house with less than 20% timber cladding.

 

Cheers

[JohnMo]

We never bothered with build insurance, but when we moved in work was still ongoing. Set up building and contents insurance in the normal way and ticked the box for work happening currently on site and then listed the minor and bigger jobs to finish. Didn't mention completion certificate as it wasn't asked - only answered the questions that came up truthfully.

 

We are over 50% for timber cladding, no-one asked about it!

[nod]

We where moved in both time more than six months before sign off 

AXA The only difference we found was valuables weren’t covered before we actually moved in 

[YorkieSelfBuild]

Thanks, I'm a FTB so everything's new to me.

 

My neighbours are on danger development, they moved in 2 month's ago! My house had delays but still

[YorkieSelfBuild]

Home Protect is £974 pa, 400k rebuild, near a (quarry) cliff and Frontier won't quote.

 

Hmm, I hope being timber frame won't bite me in the backside