I understand the skepticism. However I think it depends on the complexity, knowledge of the market, relationship with lenders etc. Ours is not the simplest case and I’ve found having a broker invaluable. Their fee in comparison to other things is tiny (at least the bit I am paying, obviously they get a fee from lender too) and so much work is done before they get anything. I’ve been talking to them for about 8 months about the financing and pretty sure all I paid was £400 until another £400 at offer.