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Structural Warranty - recommendations


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Warranties & PCCs basically have two purposes.

 

First is “insurance” in case something very catastrophic goes wrong with your build eg foundations fail or house falls over or whatever.  Your risks against that will be mitigated by who builds your house.  If a reputable builder architect and traditional construction on stable ground then what’s the chances of that happening.  
 

Second is loans & finance.  If you are not requiring finance and are unlikely to sell house within period of warranty validity (10 years ???) then that is a factor. 
 

as I had a reputable builder, very unlikely to move, but did need finance I was happy with PCC and didn’t see point in warranty.  
 

Bear in mind the vast majority of houses bought and sold in UK don’t have any form of warranty as are over 10 years old.

 

I do see the temptation of a warranty, in some circumstances.  Just a case of assessing your risks in your circumstances.    My biggest concern is that as others have reported the warranty companies inspections aren’t inspections,  which tells me a lot about how they assess their own risks of paying out.  
 

I think others have highlighted warrant companies going bust too.  
 

 

 

 

 

 

 

 

 

 

 

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  • 5 months later...

Just had quotes for 10 year warranty only on my 135m2 barn conversion - wow

 

Protek £5101.60

ABC+Warranty £4140.73

Build Warranty £4615.66

CML - awaiting quote

 

Very suprised at these quotes on a 3 bed detatched barn

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On 08/11/2023 at 13:14, Jez15 said:

Just had quotes for 10 year warranty only on my 135m2 barn conversion - wow

 

Protek £5101.60

ABC+Warranty £4140.73

Build Warranty £4615.66

CML - awaiting quote

 

Very suprised at these quotes on a 3 bed detatched barn

Do you need a warranty, especially at those prices?

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