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Posted

So my wife and I have the funds to purchase a plot, but we would need to secure finance for the build.  The plot is 400k and we anticipate the build being < 300k so on paper it is < 50% LTV.

Are there any leaders out there who would be willing to provide finance to those of us who contract as opposed to being a perm employee?

Posted

I think so. We took a self build mortgage with Ecology building society who will do a higher ratio than 50%. 
I am retired but with a good pension coming in every month and my husband is self employed. They wanted 3 years of accounts or tax returns to prove contract income.


Ecology are great to work with and very little fuss or delays.

Posted
5 minutes ago, Wumpus said:

I think so. We took a self build mortgage with Ecology building society who will do a higher ratio than 50%. 
I am retired but with a good pension coming in every month and my husband is self employed. They wanted 3 years of accounts or tax returns to prove contract income.


Ecology are great to work with and very little fuss or delays.

Ok thanks.

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