Structual warranty or PC Certificate

[nod]

Back to where we where 5 years ago 

SW Back then it was a simple decision As we new we would sell 

This time I will stop short at calling it our forever home As I don’t think such a thing exists 

While we don’t expect to sell within ten years Or die You never know 

While I don’t expect either would ever pay out It’s going to be a selling tool should we need to sell at done point 

My question is does a professional Certificate carry as much weight as a SE warranty ?

 

[Bonner]

I am having a PCC on the basis that most lenders accept them, if we want to sell in the next 10 years. If the buyer’s lender will not accept a PCC, they will need to find another lender or I will find another buyer! Like you, I don’t expect any benefit from the insurance and I would only contemplate making a claim for a major structural issue.

[Dave Jones]

You will be seriously limiting your pool of buyers, depending on the property type it may not matter but if its the sort that a mortgage will be needed you are essentially devaluing it to save a couple grand. 

 

They only cover major structural issues anyway they are not your landlord fixing every little thing.