gdal Posted October 3, 2021 Posted October 3, 2021 We have bought a house, 3 bed listed semi. It is unoccupied, and in poor condition. We are working our way through the various stages before beginning a fairly major renovation. When the Reno is complete (hahah) we will move in. Currently we live elsewhere but visit weekly at a minimum. I am struggling to find an insurer who will give us basic building cover while the house is unoccupied. Really just want cover against catastrophic damage like a truck driving through it, a hurricane blowing the roof off, a major fire. We aren’t concerned about accidental damage or a leaking pipe. I guess a good broker can help. Does anybody know a good broker we can talk to? thank you
PeterW Posted October 3, 2021 Posted October 3, 2021 GSI Southern have a policy that may help. https://gsi-insurance.com/products/household/unoccupied-property-insurance/
nod Posted October 3, 2021 Posted October 3, 2021 We’ve always used Axa when we have renovated a empty property
newhome Posted October 3, 2021 Posted October 3, 2021 4 hours ago, gdal said: It is unoccupied, and in poor condition. How long has it been unoccupied for? A VAT concession is available if a property has been empty for 2 years.
gdal Posted October 7, 2021 Author Posted October 7, 2021 On 03/10/2021 at 08:26, PeterW said: GSI Southern have a policy that may help. https://gsi-insurance.com/products/household/unoccupied-property-insurance/ thank you. GSI were very helpful
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