gdal Posted October 3, 2021 Share Posted October 3, 2021 We have bought a house, 3 bed listed semi. It is unoccupied, and in poor condition. We are working our way through the various stages before beginning a fairly major renovation. When the Reno is complete (hahah) we will move in. Currently we live elsewhere but visit weekly at a minimum. I am struggling to find an insurer who will give us basic building cover while the house is unoccupied. Really just want cover against catastrophic damage like a truck driving through it, a hurricane blowing the roof off, a major fire. We aren’t concerned about accidental damage or a leaking pipe. I guess a good broker can help. Does anybody know a good broker we can talk to? thank you Link to comment Share on other sites More sharing options...
PeterW Posted October 3, 2021 Share Posted October 3, 2021 GSI Southern have a policy that may help. https://gsi-insurance.com/products/household/unoccupied-property-insurance/ Link to comment Share on other sites More sharing options...
nod Posted October 3, 2021 Share Posted October 3, 2021 We’ve always used Axa when we have renovated a empty property Link to comment Share on other sites More sharing options...
newhome Posted October 3, 2021 Share Posted October 3, 2021 4 hours ago, gdal said: It is unoccupied, and in poor condition. How long has it been unoccupied for? A VAT concession is available if a property has been empty for 2 years. Link to comment Share on other sites More sharing options...
gdal Posted October 7, 2021 Author Share Posted October 7, 2021 On 03/10/2021 at 08:26, PeterW said: GSI Southern have a policy that may help. https://gsi-insurance.com/products/household/unoccupied-property-insurance/ thank you. GSI were very helpful Link to comment Share on other sites More sharing options...
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