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Will the "Building Safety Act 2022" impact us self builders? Do I need to rush out and buy a warrant for my part-completed new build bungalow? https://www.legislation.gov.uk/ukpga/2022/30/contents/enacted Section 142 requires a structural warranty, with penalties for non-compliance. Section 138 defines a new build home as "a building the construction of which began after the coming into force of this section" so I assume it won't apply to my build as it has already started construction. … but … this new legal requirement for a structural warranty might affect us in that all mortgage providers and conveyancing solicitors may routinely demand a warranty in practice, even more so than they do already. It may become the norm. Here is an article from Grand Designs magazine …

Hi all, First time posting so apologies if I’m the wrong place. Long story short, I am about to purchase a new build semi-detached property that was built/completed about 2 years ago (Greater London). The developer/seller kept onto the property and rented it until today. BuildZone was recently engaged by the developer/seller to provide a 10yr structural warranty. The warranty certificate was recently issued, which was passed on to Barclays (our Lender) who had requested this before extending a mortgage offer. Barclays/underwriter came back saying the application was rejected based on the fact the warranty was done retrospectively (!) and won’t entertain it. Bizarrely no where in the warranty cover note does it say that the diligence was undertaken retrospectively. The surveyor has merely deciphered this from the delay in it getting issued and the fact the cover was only issued very recently and it is clear the build was complete a couple of years ago. Our mortgage broker has reached out to NatWest and Halifax opportunistically to get their appetite but alas they have outright refused to deal with so called “retrospective” structural warranties. Anyone aware of lenders that deal with these? Seems counterintuitive to me that these above mentioned lenders are on the CML list of approved lenders for BuildZone but that they apply some subjectivity to what type of warranty it is. Either the cover is there or it isn’t... I can’t see a market for these types of warranties if this is the case! Just for cash buyers!? thank you!

Hi, I've been reading through a lot of posts on Stick built vs kit etc, and leaning towards stick built, however I read that structural warranty is difficult if the frame is built on site. I'm thinking of getting the frame designed (possibly Cullen Timber Design), then panelised drawings and working from them. straight forward rectangular box, gables and roof. I would be interested not in the stick built vs TF company, but thoughts from builders who went the stick build route on their structural warranty views, did they get one, which ones etc. any info on this would be great. thanks in advance.