Hi all.
I wasn't sure whether to start a new thread or post here.
We're also researching warranties and from what I can see in the attached spreadsheet, there are fair number of lenders who would accept PCC, including some major ones such as Halifax, Natwest, Nationwide & RBS.
I've been pondering this question for awhile now. In our case, we will be doing most of the building work ourselves, employing tradesmen only for the more laborious jobs, electrics & gas, etc .. It is also very likely the project will span 3+ years. It goes without saying that we are not concerned with the quality of workmanship or any future problems. With this in mind, it doesn't seem to make any sense to pay in the region of £7000 for warranty cover if we can avoid it and still re-mortgage at the end.
Any thoughts? Has anyone been on the market to re-mortgage only with PCC? Any recommendations for good (and reasonably priced) surveyors who we can get onsite to oversee the build and issue the PCC? We are based on the Surrey/Hants border.
Thanks
Lenders Criteria.xlsx