We have only a house name . It is an isolated house with no neighbours. The lane has no name, and we are not in a village or even a hamlet. The locality name is a mansion 2 miles away, and the "city" is a small village 5 miles away. The county postal address is not the same as the geographical one, and the sorting office is in a third county 10 miles away.
I have lived here for 40 years, and in that time the Post Office have changed the address and the post code 3 times.
Only the house name has remained constant, since at least 1780.
No insurance problems.