saveasteading Posted 2 hours ago Posted 2 hours ago 5 hours ago, Russell griffiths said: i'm no structural engineer Perhaps there is time? I will add this. Some egg sucking info to be sure, as other people may be reading.. Trees drink water from the ground. if that ground is sand you just get dry sand and it is still strong. But clay is thousands of horizontal layers of silt from ancient lake beds, and there is water between the layers. So when it dries the volume reduces and the layers draw closer together, usually causing vertical shrinkage. A building with foundations on it will settle. If it is uniform then nobody really notices. Then come winter it gets wet and rises again. No harm done. The surface dries first of course because of direct heat from the sun, and because trees have tiny roots there. The hole we dug in clay last week is 1.5m deep and utterly dry. Last winter it was like plasticine. But if there is a thirsty tree or a pond on one side then it will affect the nearby wall more than others. Again it will probably recover to level but it may take longer. If someone has meantime filled any cracks or underpinned, it can cause stress elsewhere. I think the insurance industry has come to realise that they shouldn't rush the decision and it needs a proper SE to advise.
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