Contents insurance

[Kevan Marshall]

Hi, 

Insured my plot through Protek, everything is good apart from one issue, my garage shall be constructed before the house, I plan to use the garage for storing building materials, tools, plant.

All this is covered by Protek with no issues, only issues I have is I intend to sell my current house and temporarily stay in my static caravan offsite and place some personal belongings such as furniture, vintage tractor in the new build garage until the house is ready, Protek can cover everything but personal belongings, does anyone know of any insurance companies that would cover personal items in a locked up garage, my idea was to store items in the garage to avoid putting stuff in storage and technically only doing one move, any recommendations or advice would be greatly appreciated…

[Oz07]

How much are the contents at risk in garage likely to be worth? Will insurance be worth the hassle?

[Kevan Marshall]

6 minutes ago, Oz07 said:

How much are the contents at risk in garage likely to be worth? Will insurance be worth the hassle?

Furniture would be worth about 25k, vintage tractor would be worth about 20k, I might phone the NFU that I insure the tractor with to see what they say…

[Oz07]

Yeh tractor maybe get a separate policy. You might just find the insurers will want to load the policy if you start adding personal items.