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Options of funding a self build with existing dwelling under same plot

Barn Becs

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My husband and I are looking for funding to convert our barn into a bigger family home.  We already have planning.  The cottage we live in now is on the same plot/under the same title and has a covenant on it to stop us splitting the plot up.  We are assuming the trust that placed the covenant on it when it was sold to us would want a pay out if we were to have it removed so we want to avoid that.  


We could borrow against the cottage, but it won't give us enough funds to complete the barn project.


Any suggestions? 


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