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Halifax T&C


Temp
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Found this while looking for something else..

 

Halifax self build mortgage info to intermediaries.. 

 

https://www.halifax-intermediaries.co.uk/print/criteria/mortgage/default.aspx?isfad=0

 



We will not accept situations where the land is being or has been separated from either:

 

* Surrounding/adjoining land which is in the ownership of the applicant or their family

* A commercial venture owned by the applicant or their family

 

What have they got against that I wonder?

 

 

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4 hours ago, Temp said:

Found this while looking for something else..

 

Halifax self build mortgage info to intermediaries.. 

 

https://www.halifax-intermediaries.co.uk/print/criteria/mortgage/default.aspx?isfad=0

 

 

 

 

What have they got against that I wonder?

 

 

 

It's quite common up here for a house site to be decrofted from agricultural land and given to a family member. My thinking is that they would feel it could become difficult if the house was repossessed and it had an joint access with somebody else living in an ex family members house.

 

Land is land, but a random site purchased has a different emotional value to family land.

 

 

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