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Found 2 results

  1. Good afternoon; this is my first question here, and is the one that prompted me to join The Hub! My partner and I are so very much hoping to start building on our plot this autumn/winter. We have enough savings to get the groundworks (foundations, drainage...) done (estimated at about £37,000), and our builder has said he could get that done in the autumn. Good. The we can get started on the build in early spring. We need a mortgage to complete the build, but are very unsure as to when would be the best time to submit our application. Can you apply for a mortgage once your foundations are laid? Or are some Building Societies tricky about this? It is a question we just don't seem to be able to get an answer to! Also, does anybody know the average maximum time between having a mortgage approved and the first drawdown? (As it might be a very much safer option to have everything in place before starting the foundations). I hope my question is understandable. I am very keen for the time to come when I can answer questions instead of asking them!
  2. Does anyone have views / experience for a choice of materials and build suggestions for paths to a front door to be resilient to snow 'n' ice? More a general question brought on by taking the dustbin out on a frosty morning and an 80 year old person in the house than an urgent need. Finishes that I have around my house include Pressed Council slabs, gravel and aggregate-exposed concrete. Of those: Council Slabs are an elevated patio on adjustable rises, and is very well drained but perfectly flat so sometimes gets ice puddles. Gravel is perfect but more difficult for eg wheelchairs. Exposed aggrgate concrete looks OK and drains well as it has a fall, and is good until conditions become a little more extreme. Ferdinand
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