Highland Newbie

Um... drainage. We luckily have a mains sewer running through the plot, which was serviced when we bought it; don't have a breakdown yet of drainage around the house. Apparently we need a 'soakaway' for all that rainwater. Do you? Sorry not to be more helpful. Thanks for replying!

Thank you very much for the replies. 6 months seems a reasonable time to get things going. And, it could be a very expensive slab of concrete if I couldn't then secure a mortgage! Is it usual for a builder to provide quite detailed costings? And who has anyone used to 'sign off' each stage? Is it something the architect would do?

Good afternoon; this is my first question here, and is the one that prompted me to join The Hub! My partner and I are so very much hoping to start building on our plot this autumn/winter. We have enough savings to get the groundworks (foundations, drainage...) done (estimated at about £37,000), and our builder has said he could get that done in the autumn. Good. The we can get started on the build in early spring. We need a mortgage to complete the build, but are very unsure as to when would be the best time to submit our application. Can you apply for a mortgage once your foundations are laid? Or are some Building Societies tricky about this? It is a question we just don't seem to be able to get an answer to! Also, does anybody know the average maximum time between having a mortgage approved and the first drawdown? (As it might be a very much safer option to have everything in place before starting the foundations). I hope my question is understandable. I am very keen for the time to come when I can answer questions instead of asking them!

And this isn't at all in the right place on this forum. Never used one before...

Hello Everyone. Finally! I have found a place that contains a lot of the world's wisdom on all things New Buildy! My partner and I are planning to build here on the West Coast of Scotland, and are very close to starting. Hoping for some advice (lots, probably!), starting with the dreaded M*rtg*age... Now off to find a thread I can follow, or create a new one.