Jump to content

Search the Community

Showing results for tags 'help to build'.

  • Search By Tags

    Type tags separated by commas.

  • Search By Author

Content Type


Forums

  • BuildHub Guide: Information about the site : Introduce Yourself
    • About BuildHub.org.uk
    • Introduce Yourself
  • Build Design, Planning, Finance and Legal
    • Building Plots, Land & Renovation Properties
    • Design & Architecture
    • Funding, Finance & Tax
    • Insurance, Legal and Warranties
  • House Construction & Structural Issues
    • House Construction
    • Conversions & Extensions
    • Roofing & Lofts
    • Structural Works, Foundations & Demolition
    • Insulation & Ventilation
    • Landscaping & Outdoor Buildings
    • Damp & Infestation
  • Building Trades
    • Plumbing & Heating
    • Bricklaying, Plastering, Concrete, Blocks & Rendering
    • Joinery, Windows & Doors
    • Floors & Flooring
    • Electrics, Lighting & Home Security
    • Decorating & Tiling
    • Kitchens & Bathrooms
    • Building Materials
  • Environmental, Alternative & Green Building Methods
    • Designing Energy Efficient & Sustainable Homes
    • Renewable Home Energy Generation
    • Research & Information Sources
    • Environmental Building Politics
    • Boffin's Corner
  • Self Build & DIY: General
    • General Self Build & DIY Discussion
    • Housing Politics
    • Property TV Programmes
    • Tools & Equipment
  • Self Build Regional Groups
    • UK
    • Europe

Blogs

  • Salamander Cottage
  • The House At Mill Orchard
  • An Orkney Build (in ICF)
  • The House at the Bottom of the Garden
  • Hawthorn House
  • Rose Lane re-build
  • East Kent Self Build
  • Wee Hoose on the Croft
  • God is in the Details
  • Tennentslager
  • Kentish RenoExtension
  • Scooby Cottage renovation.
  • The Seasalter Sharp House
  • sussexlogs
  • Sips and stones may break my bones...
  • Our Journey North of the Border
  • Construction in Cornwall
  • The Fun Irish (House)
  • A house! A house! My kingdom for a house!
  • South Devon Self Build
  • Lucy Murray
  • Coffee Towers
  • caliwag
  • caliwag
  • Blackmore House
  • A woodland house
  • Druim nan Darach
  • Escarpment to the countryside
  • Recoveringbuilder
  • Netherwood lakes
  • Kingseat
  • Mr and Mrs Triassics New Home
  • Yaffles
  • Wedding Cake Re-build
  • Clancutt Lodge
  • Self-Build in Shropshire
  • South coast ICF build
  • 5 (2 adults, 3 dogs) go building in Dorset
  • Hillcroft
  • Self Build NE Scotland
  • Timber Portal Frame - but stick built
  • Self Building two in North Wiltshire
  • 1970s Chalet-style house renovation
  • Under the Chestnut Tree
  • The Larch House
  • Building in a woodland on the Isle of Wight
  • Back on the self-build waggon...
  • Gardening in the Lockdown
  • The BuildHub Gardening Blog
  • West Sussex Forever Home
  • Testing
  • Canalside Bungalow Renovation
  • Holywood Passive ICF Build
  • Finchampstead Passivhaus
  • Albaston self-build
  • Little Stud Barn
  • South East Cornwall Low Energy build
  • Scottish SIPS build
  • Gus Potter
  • Garden Escape
  • error
  • ASHP, MVHR, PV and EV combo
  • The Windy Roost
  • Wind! Yes I know but....
  • Big Bungalow Build!
  • A Rainfuel project
  • Making a cheap electrical energy meter
  • Rainwater Harvesting
  • Lessons from the road...
  • Dragons in the North
  • Surrey self build
  • The Old Cow Shed
  • Major extension and eco renovation in Leicestershire
  • Canski
  • Canski
  • Deep refurb and extension
  • Bog Lane Former Water Works
  • Renovation of Ellesmere Bungalow.
  • Energy

Find results in...

Find results that contain...


Date Created

  • Start

    End

Last Updated

  • Start

    End

Filter by number of...

Joined

  • Start

    End

Group

About Me

Location

Found 1 result

  1. AjitSingh213
    Hi All, The Help to Build equity loan scheme launched today with Darlington BS being the first lender to offer it. Does anyone else see any benefit in doing it because it is linked to the value of the house not how much you borrow? The help to buy was structured similarly and has been reported as a 'nice little earner' for the government because house prices have been going up. I understand that there are benefits in terms of being able to put a 5% deposit down and not pay interest for 5 years but long term I see the help to build as being even worse than help to buy? I think it is the reason for it being worse is because self builders create value by building a house. Even one of the examples in the guide it shows that you borrow £70k and on day 1 you have to pay £100k back because on day 1 once the house has been built it is worth significantly more than the cost. Then over time, as the house value goes up, that £100k that you have to pay back goes up in line with the value of the house. Granted the scheme works in the same way if house prices go down but the trend for house prices over the last 50 yrs is that they have gone up, quite significantly in recent times. Does anyone else have any similar views? Thanks!
×
×
  • Create New...