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On this thread @NSS makes the point that maybe we are as yet too small a group of people to consider operating this model to help our members. What would the critical membership size be to make it work? Is there a critical mass of money that we'd need to be taken seriously as P2P lenders? @SteamyTea has just posted that he'd need £100K he also asks if anyone has experience of Zopa Could we support a loan of that amount?