Willow

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About Willow

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  1. Hi I've had a structural warranty quote for £2600 does this sound about right ? someone else has mentioned an Architect certificate but my Architect doesn't seem to know much about these? I need to finalise something soon but a bit reluctant to pay the £2600 but obviously if we do end up moving with in 10 years we will need it , can't seem to find out about a retrospective structural warranty ins ?
  2. Hi just had price for site insurance of £742 for 12 mths with buildzone doesn't include any extras such as plant , work cabins etc, and structural warranty of £2600 for 400m2 house is this about right or can I get it cheaper, also thought about retrospective structural warranty but not sure how difficult this will be, we have just had the footings dug and concrete poured, any advise?
  3. Its just for site insurance not doing the warranty as we don't intend to sell and I've looked into that and equally if not more of a nightmare, we are doing a lot ourselves but getting someone to do the ground work and a brickie for the build .
  4. Thanks all, Ive been on Sennocke website it directs me to self build zone who are asking all the questions, I'm also waiting to see what protek require
  5. HI My Self build is about to start imminently and I can't get the insurance / quotes quick enough due to the insurance asking for so much documentation about the foundations coal mining reports, professional indemnity, insurance from the person doing the footings, evidence of no party wall etc, I seem to be waiting on a million people to get back to me with different info, the groundworker has his own insurance so my question is can I get the insurance after the groundwork and will it cost more? I still have my building insurance for the land which my house once sat on so I assume my public liability cover within that would be adequate from any trespassers ? My husband has employers and public liabilty insurance for his company but I would need to increase the nature of work aspect. need help, never again !
  6. We are vat registered too but i wont be putting anything through thats not relevant to his trade
  7. I have looked at the government sites but I'm a woman lol, there will be maximum 1.5m -2m distance between our properties, they are lower than us and I know we are definately not going below their foundations with our footings, their house was build in the late 60s i think.
  8. We are building our new build 1.5m maybe 2m away from both neighbouring properties but excavating less than 3m, i'm trying to get insurance quotes , turning into a nightmare .
  9. thanks I completed an online form with Protek so assume it is a standard question, I told then we hadn't.
  10. We are just about to start a new build, and self build insurance is asking if we have set up a VAT registered company for it? Is this something we need to do ?
  11. Thanks everyone that is a great help, we don't intend moving so I might give the warranty a miss as when pricing they wanted party wall documents etc, and contractors insurance which we won't have for everyone, i will definitely be getting the site insurance but from past experience with an extension and horrendous neighbours just wanted to make sure we are covered when the footings/'piling goes in which im not looking forward to . Our current neighbours are due to move out shortly and the sellers solicitors are asking what we are doing to safe guard neighbouring properties?
  12. We are doing our first self build financed by ourselves do we need both structural warranty and self build insurance and does any of this cover our neighbours properties, attempted to get a warranty quote but seems extremely complicated , HELP ! We don't have a main contractor as we will be using various subbies.
  13. We are doing our first self build financed by ourselves do we need both structural warranty and self build insurance and does any of this cover our neighbours properties, attempted to get a warranty quote but seems extremely complicated , HELP !