Amateur bob

what lender did mayflower but u in touch with?

The architect said it still needed done when i spoke to him although the called a sepa condition🧐

Cheers ive only just contacted a civil engineer today so hopefully hes quick

was it a condition that had to be met before the build could start?

did it take long? or is SEPA consent something different from the CAR license?

the building warrant is passed a few months ago but the CAR license is still to be done?

Good morning i now have a builder lined up for starting in feb but have now found two outstanding planning conditions that i was told had been taken care of by architect but i hadnt checked until now so my fault, i will paste below, has anyone on here delt with similar matters before or know a rough timescale for setting these right? I will get in touble if i try to deal with these while the house is being built? Any advice appreciated, Thanks 9. Prior to the commencement of the development hereby approved, a detailed landscaping and planting scheme for the site shall be submitted for the written agreement of the Council as Planning Authority. The scheme shall include details of the height and slopes of any mounding or recontouring of the site, full details of all hard landscaping proposals including materials and installation methods and, species, height, size and density of trees and shrubs to be planted. Information shall be included to demonstrate how biodiversity will be enhanced within the site. The scheme as subsequently approved shall be carried out and completed within the first available planting season (October to March) after the completion or bringing into use of the development, whichever is the earlier, and the date of Practical Completion of the landscaping scheme shall be supplied in writing to the Council as Planning Authority within 7 days of that date. The scheme as agreed and implemented shall thereafter be maintained to the satisfaction of the Council as Planning Authori Development shall not commence until the applicant has submitted approved CAR licence(s) under the Water Environment (Controlled Activities) (Scotland) Regulations 2011 for the drainage infrastructure associated with this project to the Council as Planning Authority and the Planning Authority has confirmed receipt of the documentation in writing

i am looking to see what kind of mortgage i can get to build a house, who is the best mortgage broker to contact or should i approach multiple brokers? i am based in central scotland, cheers

i am building a house next year and currently looking into this, the house is being built in the farmyard so will never be sold but do i need this HNBC warranty to get a mortgage?

who did you end up going with for your mortgage in the end? cheers

good afternoon, i noticed you say you were able to use your turnkey building contract to put to the lender im just curious is a contract with everything included listed and a total cost figure acceptable or did you get the builder to fully itemise each stage? some of my builder quotes have everything for each stage costed some just have a list with a total, cheers

the halifax mortgage calculator reduced my borrowing capacity by 57k when i included this 440 per month as outgoings which i found unreasonable, ive asked my parents if they will look after him and they have agreed, do u think i can leave it out of the application now even though it will show up in the last 3 months of my wifes bank statements?

Good morning, i am looking to build a house on the farm and will need to apply for a self build mortgage soon, my wife has £440/month coming out of her account each month to pay for nursery fees, how much will this affect the amount i can borrow? My son is 4 and will start school next year, are lenders likely to take this into consideration and see it as a temporary cost or will they still include it in their calculations? Just wondered if anyone else had experience of this? Thanks

Good thinking is thr stove not a fire risk though? What sort of additional electric heaters wd be safe for bedrooms?

I had a very cold night in static caravan last night but am a bit worried about leaving heaters on all night, does anyone know if these electric heaters found in statics as shown below are safe to leave on all night? Thanks