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About paulc313

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  1. @joe90 @ProDave Thanks. I've had a quote from a contractor who said the following for our house (it's a 5 bed 250m2 detached house): We would suggest this system is spilt into 2 smaller air source heat pumps. Downstairs designed with a flow of 35degree and the upstairs radiators with a flow design of 45degree connected to a 500litre thermal store to give the highest efficiency use of the hot water. Are they trying to get more money out of me by recommending two ASHP system or would this be a good way of doing it?
  2. @ProDave Ok thanks, I'm just looking at all the options just now. I'm a bit of a noob when it comes to these things. What happens when you may have guests round and multiple people taking showers one after the other? I take all the water in the tank gets used up and you'll have to wait a couple of hours for it to heat up again?
  3. @ProDave It's for a new build. I suppose it's anxiety about using a new technology that we've never used before so want peace of mind that if something goes wrong at least the oil will be a back up.
  4. Afternoon, I just wondered if anyone had any experience of an ASHP/Oil Boiler hybrid? An example can be found here: Thanks Paul
  5. Afternoon, I wasn't sure if this should go in the renewable section or Scotland section. I was just wondering if there was anyone on here from Aberdeenshire or the surrounding area who has had an ASHP installed. Can you tell me who you used and your experience of the company/installer? Thanks Paul
  6. @Stones Can you tell me how you done your cost comparison? @the_r_sole Were thinking about PV panels to get it through the regs plus high levels of insulation (to be honest I don't know what the insulation levels will be, my father in law builds houses for a living so he is basically the project manager for that)
  7. Hi, I'm thinking about using K-rend in a new build. Does anyone have any scare stories or positive experiences with the material after it's been applied? Thanks in advance. Paul
  8. @JSHarris I've just been to a home building roadshow and spoke with some of the ASHP sellers. They advise that the ASHP needs a yearly maintenance check. They didn't elaborate on the price of this but I assume that it will be similar to the service of the oil boiler. Interesting that the ASHP has different settings. I'm personally looking to build in Aberdeenshire so would I get away with running it on Eco mode if I live in a colder climate than Wiltshire? The house will meet what the current build regs are in Scotland. I don't think there is going to be any more energy efficiency in the new build.
  9. Hi, I've been reading that in the lifespan of an ASHP vs a super energy efficient oil boiler that the oil boiler is in fact the least costly option. Obviously there is going to be fluctuations in oil price etc But even with the tariffs available for the ASHP the Oil Boiler comes out on top financially. Does anyone have any experience of this? Or compared both? Thanks Paul
  10. Hi, The situation for us may change where we have 85k for a deposit and can remortgage our current home to get another 85k so 170k in total. Our build cost is likely to be 210k so 40k short. I've phoned mortgage brokers who advise that it is 50k loan value minimum for a self build mortgage and even if I get a 50k one the fees are between 5 - 10k so it won't be worth my while and I should think about two personal loans for my wife and I. Does anyone know of any other type of financial product that may be viable in this circumstances except for a personal loan? Thanks Paul
  11. Hi Everyone, Our current situation is as follows: We currently live in a property worth around 200k and have 110k left to pay on the mortgage so have 80 - 90k to play with if sell We are looking at a plot that costs 95k but think we can get for 85k and my father in law who is a joiner advises that he will build it at cost so he estimates the cost to be £220k for the build We have 35k in savings We have spoken to a self build broker and they advise that taking into account our personal outgoings we would need an extra 20k from somewhere for a self build mortgage to work. My father in law has offered to take this out of his pension and we will then pay him back. He has also spoke about remortgaging his house to help us out. Obviously we are very grateful for these offers. He's only got a year left on his mortgage and his property is worth 500k. I was wondering if he could potentially remortgage his house rather than us getting a self build mortgage? If we can go down this road once the build is complete our house would probably be worth around 500k as well with no mortgage. I was thinking we could then get a mortgage on our new build property to pay off his mortgage? Obviously there may be penalties for paying off his mortgage early but I would try to avoid these and potentially get him to go for a remortgage provider than doesn't have these to avoid them. Any advice or experience of doing something like this? Thanks Paul
  12. North is the top left corner of the plan, south is bottom right corner.
  13. Hello, I would appreciate any comments regarding the draft plans I have had drawn up. The plans are at their very first stage and I will likely make changes but would appreciate any thoughts from users here! Thanks Paul Drumnicol new gf.pdf Drumnicol new ff.pdf