Insurance quote and cladding

[Lincolnshire Ian]

Hi folks

We have just received a quote from Adrian Flux for House and Contents insurance. We have just finished a timber framed house which is 70% block and render and 30% composite cladding outer skin. 

Getting a quote was straight forward until we started to talk about the cladding which is 60% wood, 30% HDPE and 10% chemical additives (Neotimber). Apparently the Adrian Flux system doesn't have the sophistication to add details of the actual cladding specification or fire rating. The quote determines the cladding as "wood and plastic". 

The quote was £854/year which is more than 4x the amount I am used to paying for a traditional brick and block house. 

Does this quote sound about right for this type of house, or maybe someone can suggest an alternative broker. 

Thanks 

 

[Russdl]

Ours is less than half of that, similar 'non standard' construction.

 

We used Homeprotect