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JCT joint names insurance - advantages and disadvantages

Tomb82
in Self Build Insurance

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Hello, it would be very helpful if anyone had any thoughts on the advantages and disadvantages of using joint names insurance within a JCT contract for an extension.

The alternative option would be to get our current home+contents insurance cover to insure the building works (which they have said they are willing to do for an extra fee).

 

Not sure if there are any particular gotchas of using the joint names insurance vs upgrading our current home insurance?

Thank you.

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