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Order of things when mortgage includes land


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I am wondering about the order of things when getting a self-build mortgage which will be used to cover the cost of the land as well as the build. From what I've read, these would normally be a part of the same mortgage, but I also gather that you need full cost estimates and drawings etc. for the mortgage application, but I presume you need to have the land before you can get an architect etc. involved to do the cost estimates and drawings etc.. so I am quite confused as to where one would start.

 

In what order do these thing normally happen?

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It’s a long time since I’ve had a mortgage But most on hear tend to buy the land Then raise a mortgage for the build As you rightly point out Most lenders will want details of your build in order to lend 

It would be a massive risk for lenders to bankroll the whole project 

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