Structural Warranties - how hard to claim on really?

[Kelvin]

I’ve read a few times on here that structural warranties are a waste of time because they are too hard to claim on but a necessary evil if you want to sell your house. How true is this claim difficulty in reality? 
 

We used to live in a group of 8 converted barns. The warranty was with Premier Guarantee. Two of the barns made successful claims and one of those made two separate claims the second of which was significant as the owners had to move out for 5 months. 

[MJamesW]

From my experience genuine claims that fall under the remit of the policy ( check policy document) should be paid but as ever the insurance company never make it easy and the claims process can be made  arduous to say the least. If you are having problems with a claim and hopefully its a regulated policy ( there is some unregulated cover out there) then complain to Financial Ombudsman Service after informing the insurer of your intentions. Don't forget nearly all policies have a 2 year Developer Liability Period where responsibility lies with the builder/contractor unless they have gone into liquidation.